Chase pre-approval?

brad0502 · ‎01-11-2023

I just reopened a chase checking account. After downloading the app, and resetting user names passwords etc, I looked to see if I had a preapproval for a chase card. Just for data points i am 4 years post bk7 and chase was included. All cards have learn more under them with the exception of the freedom flex which says respond now. Is this a pre approval?

ZackAttack · ‎01-11-2023

Does it have something like a green or black star next to it?

Don't forget, since you have BK and chase was included, it could be a while before joining back in Chase.

Loans
Ford Credit Car Loan 2-year 6/22/2023 ($299/month)
Closed
Michigan Schools & Gov't CU Titanium 1/4/2019 - 10/2/2020
Ford Credit Car Loan 3-year 7/31/2018-6/6/2021
$1,500 Discover Card 10/2/2020 - 8/18/2021
$3,500 Citi DC 10/14/2020 - 12/11/2021
$8,000 DCU Personal Loan 5-year 5.99% 10/2/2020 - 4/30/2021
$8,000 NFCU CashRewards 1/2/2021 - 7/30/2022
$5,000 MSGCU Personal Loan 3-year 7.75% 4/22/2022 - 10/30/2022
Ford Credit Car Loan 2-year 6/7/2021 - 6/22/2023

Remedios · ‎01-11-2023

@brad0502 wrote:
I just reopened a chase checking account. After downloading the app, and resetting user names passwords etc, I looked to see if I had a preapproval for a chase card. Just for data points i am 4 years post bk7 and chase was included. All cards have learn more under them with the exception of the freedom flex which says respond now. Is this a pre approval?

No, that's marketing.

EAT_SLEEP_JEEP · ‎01-11-2023

Chase will hate you until at least when the bk falls of your reports. I burned them also 8 years ago when i had just a credit card with them. I now have a bank account and a mortgage with them and still no dice....

KEEPER EVERYDAY CARDS/ AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $30,000 CL/ AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $6000 / FIDELITY REWARDS VISA $23,500 SL/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $33,000/WELLS FARGO AUTOGRAPH $8200 CL /

SOCK DRAWERED/ FNBO JEEP CARD $7700/ CAPITAL ONE QUICKSILVER $3000 SL/ APPLE CARD $6500/ / PAYPAL CREDIT LINE $1700

FinStar · ‎01-11-2023

@ZackAttack wrote:
Does it have something like a green or black star next to it?

Don't forget, since you have BK and chase was included, it could be a while before joining back in Chase.

@ZackAttack

The black/green star ribbon needs to explicitly indicate 'you're pre-approved' or 'you're already approved' as the language for an actual pre-approved offer. Simply displaying a green/black star with 'learn more', 'exclusive offer', 'reminder', etc., is not necessarily so, those are just marketing solicitations.