Chase recommendation line question.

JayTea7 · ‎06-25-2023

I have a couple questions. I was approved for the Amazon prime visa about 10 days ago. $2,000 CL. I applied for one more card the chase freedom unlimited. I like the intro Apr offer plus the SUB. Anyways, they denied me so I called the reconsideration line. The lady on the phone was very nice. I explained my situation and she put me on hold for about 5 min. She came back and said she didn't find any issues with approving me but she had to transfer to another department. She said they will review it in 48 to 72 hours then send me a decision by mail.

I have no derogatory marks and my CS FICO is 734.

What is the likelihood that I'll actually be approved?

When they send me the letter and if I'm denied again, should I call them back or accept the denial?

drewricomakeubu · ‎06-25-2023

@JayTea7 wrote:
I have a couple questions. I was approved for the Amazon prime visa about 10 days ago. $2,000 CL. I applied for one more card the chase freedom unlimited. I like the intro Apr offer plus the SUB. Anyways, they denied me so I called the reconsideration line. The lady on the phone was very nice. I explained my situation and she put me on hold for about 5 min. She came back and said she didn't find any issues with approving me but she had to transfer to another department. She said they will review it in 48 to 72 hours then send me a decision by mail.

I have no derogatory marks and my CS FICO is 734.

What is the likelihood that I'll actually be approved?

When they send me the letter and if I'm denied again, should I call them back or accept the denial?

Give it a couple days and if you don't hear anything call them back. I apped for CSP when the 80k SUB was going on but it was pretty close to my Ink unlimited card I got denied instantly. Called recon and talked to a few people and they said the same thing to me about a few days review. Called again and the rep said she had no new info and the next day I got the email that I was approved.

YMMV though

Current FICO 8: TU: 814 EX: 774 EQ: 806
Current Cards:
Chase Freedom $800, Chase Ink Unlimited $12,500, American Express BCP: $12,000, Chase Sapphire Preferred $17,100, Blue Business Plus $10,000, Chase Ink Cash $12,00, Capital One Venture X $19,000, Amazon Prime Amex $9,000, Chase Freedom Unlimited $6,000, U.S. Bank Business Triple Cash Rewards $3,000, Amex Hilton Honors Business $17,500
Chase Ink Preferred $16,000
Capital One Savor $7,000

Tour Manager, FOH Engineer, Concert Promoter, HBIC

Beefy1212 · ‎06-25-2023

@JayTea7 wrote:
I have a couple questions. I was approved for the Amazon prime visa about 10 days ago. $2,000 CL. I applied for one more card the chase freedom unlimited. I like the intro Apr offer plus the SUB. Anyways, they denied me so I called the reconsideration line. The lady on the phone was very nice. I explained my situation and she put me on hold for about 5 min. She came back and said she didn't find any issues with approving me but she had to transfer to another department. She said they will review it in 48 to 72 hours then send me a decision by mail.

I have no derogatory marks and my CS FICO is 734.

What is the likelihood that I'll actually be approved?

When they send me the letter and if I'm denied again, should I call them back or accept the denial?

It is the weekend definitely call back on Wednesday and see whats up.