After burning Chase in 2008 on an Amazon card, I recently app'd for a Slate in a moment I can only describe as, "credit approval induced madness". After doing so, I read several posts about Chase and their long memory/grudge, so I didn't expect much when my "30 days" status on the phone line turned to the dreaded "7 to 10 days".
What I received in the mail, however, was a letter telling me to call for verification. When I called, I was only asked the most basic of identity questions, nothing complex, nothing about income. The UW texted me a verification code, and when I correctly reported it, I was approved for a 1k Slate! Since my goal was to establish a relationship to build on, I am satsified with this starting point.
The more I think about it, the more puzzled I am by the verification. I wasn't able to receive the text at the first phone number I gave the UW, the phone number that I would have put on my app (I use Google Voice for voicemail), and had to give a second number before I could successfully receive the verification code. What, if anything, was being verified by this conversation? Has anyone had a similar experience?
hapgood
