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Citi CLI Denial -question

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Writechecks1
Valued Member

Citi CLI Denial -question

Hi guys

 

recently just requested a CLI on my citi card via SP. however, I did get a denial. Letter stated new accounts?  Which I have 3 new cards that are 4 months old. 

but I just realized that my last CLI was 5 months ago. Did I get denied because of this or the new accounts?  


eitherway I will try again next month when 6 months is up. 

thanks guys 

Message 1 of 4
3 REPLIES 3
OmarGB9
Community Leader
Super Contributor

Re: Citi CLI Denial -question

It might've been a combination of both, but they're legally only required to give one reason. Although, 3 accounts in 4 months is quite a bit, so I wouldn't be surprised if that was indeed the main reason. 


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Message 2 of 4
coldfusion
Community Leader
Mega Contributor

Re: Citi CLI Denial -question

It's quite possible that based on one's profile they would deny a CLI because you opened up 3 new accounts 4 months ago but it's been their policy to only consider a card to be eligible for a CLI when it's been more than 6 months since the last CLI granted on that card. 

 

 

 

(3/2024)
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Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 3 of 4
Writechecks1
Valued Member

Re: Citi CLI Denial -question

thanks guys. 

in that case I will just wait till those cards age 7 mo and go from there 

Message 4 of 4
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