Citi DC Pre-Approval Letter

[Anonymous]

So I received a Citi DC pre-approval letter, but also I received a denial of my previous Citi DC application a couple weeks before.  These banks are so screwy sometimes.  I'm assuming I should not have it reconned?

[Anonymous]

If those are your current FICO scores, you won't be approved for Double Cash.....maybe 6 months and some good seeding. 

[OmarGB9]

Mail offers are based on old SPs. If anything has changed since their last SP, you could potentially be declined. Being that you were just denied a couple of weeks ago, I would definitely ignore this prequal, as it doesn't take into account that recent app.

[Anonymous]

Cool thanks for the reponses!  I got optimistic and almost re-applied.  Then thought more realistically about it and didn't pull the trigger.

[Anonymous]

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@Anonymous wrote:

Cool thanks for the reponses!  I got optimistic and almost re-applied.  Then thought more realistically about it and didn't pull the trigger.

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Good decisions... Citi pre-approvals are sometimes the subject of an anecdote.  Hang in there...

[JamP]

This happened to me also.

When I was first denied for the Doublecash (April 2015), I received a pre approval mail for another Citi card about the same time as the denial letter. 

Your best bet is to check their prequal site and verify it against your pre approval mail offers.

I was prequaled on the site for another Citi Card and when I got my latest mail prequal for the Doublecash (Dec 2015). I waited a bit and decided since it was a decent APR to apply and I was approved this time.

The same day I received my card I got a mail prequal for the Simplicity card also. 

I did not apply for the Simplicity card.