I got my Double Cash with a 760 EQ score last year. It was enough to get me the lowest rate at the time (12.99%) and a decent SL. You definitely want to wait until your scores and reports are in the best possible condition you can get them because Citi is quite unforgiving with low scores and blemished reports. If approved with the aforementioned, Citi is known to give unsatisfactory limits and credit terms. As such, I would have to advise 700+ scores. Unfortunately, it may not even come down to the score depending on the severity of your negatives.
@Sharingan wrote:Citi is quite unforgiving with low scores and blemished reports.If approved with the aforementioned, Citi is known to give unsatisfactory limits and credit terms. As such, I would have to advise 700+ scores. Unfortunately, it may not even come down to the score depending on the severity of your negatives.
Sorry to jump in on your thread Downbythebeach, but this would really help me alot as I'm in a somewhat similar situation.
Would the following be considered a blemished report, and might it potentially hold me back from getting a Citi card?
I'm about to apply for a Citi card, and the only neg I have in my report is 4 30 days late payments on my primary home and my rental from about 6-7 years ago. The rest of my credit report is excellent.
Thanks. 
Thanks TrialByFire. 
I actually came up with it, not for THAT eaither, but because I always liked the name boober from the character boober from that old TV show Fraggle rock that I used to watch when I was a kid.
I digress also, I'll start that thread up, thanks.
Your AAoA won't be affected anytime soon and you wouldn't lose any CL as the limits would combine. Not trying to persuade you one way or the other I promise lol. Curiosity got the best of me, had to ask