Citi Double Cash Odds

onepeace25 · ‎03-11-2022

I applied and got approved for the Citi Custom Cash on March 2 with a line of 2400. I'm wanting to apply for the Citi Double cash today, since its been 9 days since last application, but i wanted to get yalls opinion on this before applying. Double cash would be my new catch all card

Update: I applied and got denied. Will wait for the letter to see what the reasoning was

Discover IT $4,300 | US Bank Cash Plus $1000 | Capital One Savor One $1,500 | Citi Custom Cash $2,400 | Citi Double Cash $2,400 | Affinity FCU Cash Rewards $12,000 | American Express Platinum | American Express Gold
- Total Revolving Limits $24,100

Gross Income - ~$90,000
4 Settled CO. Paid for settlement in January 2020~
(Update: December 2022):
AAoA - 2 Years 2 Months
Oldest Card: Discover IT - 2 Year 2 Month
Youngest Card: American Express Gold - Opened February 2023

Current FICO 8 scores:
Experian: 700

OmarGB9 · ‎03-11-2022

Not sure if Citi has a 30 day rule between approvals like Chase.

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:

Current FICO 8 scores:

onepeace25 · ‎03-11-2022

@OmarGB9 They have a 8/65 rule. 1 card every 8 days, but no more than 2 in a 65 day period. i called recon, they mentioned too many inquiries. I do have too many att the moment

Discover IT $4,300 | US Bank Cash Plus $1000 | Capital One Savor One $1,500 | Citi Custom Cash $2,400 | Citi Double Cash $2,400 | Affinity FCU Cash Rewards $12,000 | American Express Platinum | American Express Gold
- Total Revolving Limits $24,100

Gross Income - ~$90,000
4 Settled CO. Paid for settlement in January 2020~
(Update: December 2022):
AAoA - 2 Years 2 Months
Oldest Card: Discover IT - 2 Year 2 Month
Youngest Card: American Express Gold - Opened February 2023

Current FICO 8 scores:
Experian: 700

NaimeseOGK · ‎03-12-2022

More than 6 within 6 months they will deny. I was denied last July because of "too many inquiries". I waited until Febuary reapplied and got approved.

OverCL · ‎09-01-2023

Applied 9/1/2023

Approved with $9400 SL -

AOA 10 years 2 months.

13 inquires.

17 % Utilization.

762 Fico 8.

Previously denied a few years back.