Citi Double Cash Pre-Selected Offer

[Anonymous]

So I’ve been checking for pre-qualified offers on Citi for a bit now and it always comes back saying they can’t offer anything at the time. Never wanted to waste anymore HP so never tried. Today there is a Pre-selected offer with a 24.99% APR. I know that’s high but I’m still trying to add to my overall CL. Any suggestions on whether I should pull the plug?

Got a Discover It at the end of March. And bought a home at the end of February. FICO is at 712EX 711 EQ and 698TU

[pinkandgrey]

Prequals tend to be solid. It’s a fantastic card and rumor has it they do SP CLIs..... lolol

If you could really use the card, go for it! 

Congrats on the house too! 

[Anonymous]

Thank you.... I would hate to pull the plug and then I end up with a low SL,.. won’t know if I don’t try right.

[Anonymous]

---

@pinkandgrey wrote:

Prequals tend to be solid. It’s a fantastic card and rumor has it they do SP CLIs..... lolol

If you could really use the card, go for it! 

Congrats on the house too! 

---

I heard this as well! 

[Anonymous]

Let us know if you decide to pull the trigger!  GL!

[pinkandgrey]

---

@Anonymous wrote:
Thank you.... I would hate to pull the plug and then I end up with a low SL,.. won’t know if I don’t try right.

---

Even if you do, it will grow! 

[Anonymous]

DO IT!!! If you want?!?!...Good Luck!

[NaaryalHead]

Does the wording say pre selected or pre qualified. The first one isn't as solid as the latter.

[Anonymous]

It says “pre-selected” to apply.

[M_Smart007]

---

@Anonymous wrote:
It says “pre-selected” to apply.

---

its just general marketing. Nothing Solid.