Citi Double Cash denied

[Anonymous]

First credit card denial.

They said it was denied due to insufficient income.

I am a college student (3.7 GPA and Dean's List) with 2 part time and 1 seasonal job.

How should I try to recon this denial?

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3 inquires on all 3 bureaus.

AAOA is approx. 9 years 

EXP Fico is approx 749

[CreditCuriosity]

You really can't argue their reasoning.. Most lenders have a Min. Income requirement...

Nice GPA and congrats on the deans list, but CC companies don't care about that, they want money!

[kdong1996]

This seems to be the number Citi Credit Card Executive Office 423-477-6858. You could probably BS about building a long term relationship and that you know your ins and outs of credit and would be fine with a lower initial limit. Amazingly they gave me a $500 limit with 40k income. I didn't recon or ask for a CLI though, but I hope you'll get better results!

[Anonymous]

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@Anonymous wrote:

First credit card denial.

They said it was denied due to insufficient income.

I am a college student (3.7 GPA and Dean's List) with 2 part time and 1 seasonal job.

How should I try to recon this denial?

---------------

3 inquires on all 3 bureaus.

AAOA is approx. 9 years 

EXP Fico is approx 749

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what did you put as your income on the app?

[ojefferyo]

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@Anonymous wrote:

First credit card denial.

They said it was denied due to insufficient income.

I am a college student (3.7 GPA and Dean's List) with 2 part time and 1 seasonal job.

How should I try to recon this denial?

---------------

3 inquires on all 3 bureaus.

AAOA is approx. 9 years 

EXP Fico is approx 749

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Well income denial is just that, you may be able to recon but you might get a limit that warrants the card to never see daylight.

[Anonymous]

Your GPA wont be of much help ... just call the backdoor number, and just ask if they can reconsider.