OP - sorry for the denial. There's some lenders that like to see history and AAoA, there's some that get by with a thin profile. Citi and Chase are one that are more stringent and getting their cards is generally harder. I would recommend starting with Disco/Amex and growing with them. Down the road, I would target Citi again. A lot of us here have been down these roads before, advice is only as good if it is adhered to and understood.
