I received..for the FIRST TIME, a mailer from Citi, it reads :
Is this a pre-approval ? What does CITI like and dislike ?
Thank you all in advance.
...define recent....
@AverageJoesCredit wrote:
Looks like marketing. Citi doesnt like alot recent inquiries for sure.
Its a crap shoot really. I had 10 new accounts within the 6 months of the last app and approval with Citi. But I already had 1 account with them, with 3 or more years of payment history.
They're pushing the AA cards pretty hard. Not sure of your stats, but from what I've experienced. Obtaining the cobranded cards were pretty easy.
If you don't have any Citi accounts. Expect a EX and EQ pull. Since becoming a current customer. I get either one HP on EQ or one on EX depending on the CC I app for.
I have applied for this exact same card 116 days ago and they did hard pull Equifax and Experian....and they have declined me.
Thoughts ?
@Gmood1 wrote:Its a crap shoot really. I had 10 new accounts within the 6 months of the last app and approval with Citi. But I already had 1 account with them, with 3 or more years of payment history.
They're pushing the AA cards pretty hard. Not sure of your stats, but from what I've experienced. Obtaining the cobranded cards were pretty easy.
If you don't have any Citi accounts. Expect a EX and EQ pull. Since becoming a current customer. I get either one HP on EQ or one on EX depending on the CC I app for.
What was the reason? I'm guessing the number of new accounts? Have you considered the Business AA card? They were offering 70,000 miles on the SUB a month or so ago.
@Gmood1 wrote:What was the reason? I'm guessing the number of new accounts? Have you considered the Business AA card? They were offering 70,000 miles on the SUB a month or so ago.
Business AA Card...what are the approval odds on those.....
@PointsBonus wrote:
@Gmood1 wrote:What was the reason? I'm guessing the number of new accounts? Have you considered the Business AA card? They were offering 70,000 miles on the SUB a month or so ago.
Business AA Card...what are the approval odds on those.....
I'd say better than the basic AA card, since it has an AF after the first year. That's the last Citi card I obtained after all those new accounts last year. Just met the spend bonus on it yesterday. Right now, AA's giving some discount flights to european countries!
Again, it does depend on your stats.
@Anonymous wrote:I received the same mailer....it’s marketing.
OP, I would wait 6 months without any new apps or new accounts before trying with Citi again. You’ve open quite a few AMEX accounts recently. While Gmood, has had success, he also has a very thick file.
Thats what i was thinking. Thank You !!