I was bored at work, so I fired off some pre-qualification applications with a couple different banks. I never got anything from Citi on their site before, so I was surprised when I got offers with solid APRs for the Double Cash, Custom Cash, as well as the Costco Visa. How solid is the tool on their site? I admittedly did let my utilization get a bit high across all my cards, and there is a 0% BT offer on the Custom Cash card. If it is pretty accurate, I may as well apply to help save some money on interest as I pay my cards down and lower my utilization.
EX: 631 VantageScore FICO: 662
TU: 633 VantageScore FICO: 677
EQ: 640 VantageScore FICO: 633
As of: 4/22
Wallet:
Chase Disney Premier Visa CL $3,600 Extra Credit Builder Debit Card CL $3,000
Amex Platinum SkyMiles Card CL $12,000 NFCU Signature cashRewards Visa CL $11,000
Synchrony Lenovo Store Card CL $10,000 Citi Shell Fuel Rewards Card CL $600
Comenity Victoria's Secret Angel Card CL $900 BofA Alaska Airlines Visa Signature CL $6,700
Capital One Venture One World Elite MC CL $3,950 Quicksilver World Elite MC CL $5,400
