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Citi Pre-Approval Pre Screen matches

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totallymytravis
New Contributor

Citi Pre-Approval Pre Screen matches

Greetings

wife is wanting to apply for a 0% BT card and went to the Citi pre-approval/ pre-screen offer link. The message is "NAME we couldn't match you with any offers. See below for cards you may like"

Has anyone ever not gotten a match, applied anyway and got approved? Seems unlikely. Reports are not frozen etc. 

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2 REPLIES 2
Mones
Frequent Contributor

Re: Citi Pre-Approval Pre Screen matches

Actually yes! I seem to be an edge case but you can look to my recent Citi Premier approval as evidence. I have checked Citi Preapproval page a couple of times and never got any matches. I did so the same day as my actual application, I just got impatient, applied anyway and then got approved (although I did need to call in to verify information which sped up the application).

 

I could not tell you for sure what will happen either way but getting approved is not impossible (I also don't have any reports frozen).

 

Good luck either way!

Current Cards (in order of approval)

Closed Cards


Current FICO 8 Scores (As of Feb 12th, 2025):
Inquires (6/12/24):
Account Age metrics:
Updated Mar 12th, 2024
Message 2 of 3
uncredited
Frequent Contributor

Re: Citi Pre-Approval Pre Screen matches

Yes, I'm one of those cases.  I had only a little over a year history and a single account at the time, tried prequals with FNBO, WF, Citi, Amex.  Only Amex had prequal offers, and the others did not, though I got many mailers from Citi prior.  I cold apped for the Citi DC anyway, and not only got it, but a fairly decent SL for a card known to have low SLs and a lower than average APR.

 

At least 7 or 8 months ago, I'd say Citi prequal is much stricter than their actual apps, and lack of prequal doesn't mean deny.

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