congrats on your "C1 gave me $20k and Chase $17.1k during this spree".
Those are Nice SL's, in reading the thread, I should not have any one of the 3 Citibanks cards..wow!
my scores are lower than yours, well my 1st Citibank Ex Fico8 was 740, but the lat two about EX 700.
what happened to you, is what Has Happened to Me With Cap1, Impossible to get a card, never burned them,
3 HP's each time ....twice in a year...nothing, NO SOUP!!!
I have a 34 year Credit history on EX. Citi Approved Me with a Total Utilazation of 14% (All 0% Balance Transfers)
I had (2) card's over 60% Utilazation, a couple at 3-7% ..about 10-12 showing Zero. also a 30 day late car payment over 2 years ago.
and a PAID Closed Child Support Derog.
What Great Responses from The Forum Posters, again...super knowledgeable people.
I am learning a Lot. dont feel bad, Ive been around the block a few times, and i just Learned what "AZEO" is within the Last week.LOL
Learning, or Trying to Learn More about FICO8 Scoring.
anyhow, enough of My babble....off to the Garden Shed.