Citi Secured With Bk Help

[Anonymous]

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@sjt wrote:

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@Anonymous wrote:
Im not sure if there is one but i have tried to find out before and they always say to wait for the letter.

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I just noticed you have a Costco Visa. I don't think Citi allows you to have a secured and unsecured card.

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Just noticed that. 

@OP you already have a legacy card with citi, why do you want the secured one? 

[Anonymous]

As far as im aware i believe the Costco Visa is a retail division card hence why i got in after 2yrs post bk

[Anonymous]

It's a legacy card. It's on the main website.
Retail cards are not, such as Best Buy and Home Depot etc.
This may be why you were denied.

[Anonymous]

Oh ok wasn't sure but i will post the reason once i get the letter hopefully today.

[Anonymous]

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@Anonymous wrote:
Oh ok wasn't sure but i will post the reason once i get the letter hopefully today.

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I'm curious how this turned out, if you dont mind sharing.  I'm 5.5+yrs post BK, never had a Citi card, and am trying to decide if I should go for the sure thing with a secured or if I might be in the territory where I can get a legacy?  Anyhow, I'd like to find out what their reason for denying you was.  Thanks again for sharing this information.  

[Anonymous]

Sure the reason i was denied was because my bank did not release the funds due to a security reason i guess. Not because of my bk and i was barely over 2yrs discharge.