CitiBank Double Cash Card

Anonymous · ‎03-02-2015

Hey everyone,
I just got a new Citibank Double Cash card.

CL: $3000

APR (purchases): 12.99%

Can anyone tell me whats an effective argument or policy to follow to get a higher credit limit. I wanna have at least $5,000 for the signature card. Any advice?

P.s. I know that i can request for a CLI but it would add another Hard inquiry.

mikelo22 · ‎03-02-2015

5000 isn't a hard limit. And it's Mastercard, so it would be a World. You can call them up and ask for a CLI but it will be another HP and the chances of it working are slim. Your best bet is waiting 6 months for a SP CLI.

Anonymous · ‎03-02-2015

Did you apply for a new account or was this a PC?

If it is a new account it will almost certainly be a World MC regardless of the credit limit.

Congrats on the APR thats the lowest avaiable for the DC.

It will be another HP if you want to ask for a CLI when you activate. Otherwise I believe you can wait 6 months and try a SP CLI.

Anonymous · ‎03-02-2015

That's my dilemma, they are pre approving me for that apr but i don't want to get a 3k limit

and my cap one 1 venture has not reported yet.

mikelo22 · ‎03-02-2015

@Anonymous wrote:
That's my dilemma, they are pre approving me for that apr but i don't want to get a 3k limit and my cap one 1 venture has not reported yet.

Both from what I've seen, and from personal experience, having other Citi cards begets higher limits with the DC. If it's your first Citi card, you may not fare as well.

thelethargicage · ‎03-02-2015

@Anonymous wrote:
Hey everyone,
I just got a new Citibank Double Cash card.
CL: $3000
APR (purchases): 12.99%

Can anyone tell me whats an effective argument or policy to follow to get a higher credit limit. I wanna have at least $5,000 for the signature card. Any advice?

P.s. I know that i can request for a CLI but it would add another Hard inquiry.

I got a HP CLI days after I got this card. Sorry, although the card has "World" on the front, it's more like a Platinum MC, which means no NPSL.

Anonymous · ‎03-02-2015

Is there anyway to get Citi to shift limits frome one card to another? I have a Simplicity I don't use with a $7400 limit...

Jerry45 · ‎03-02-2015

Congrats. that is a nice APR

Blodreina · ‎03-02-2015

@Anonymous wrote:
Is there anyway to get Citi to shift limits frome one card to another? I have a Simplicity I don't use with a $7400 limit...

Why not PC it, since you don't use it?

Anonymous · ‎03-02-2015

@Simba501 wrote:
@Anonymous wrote:
Is there anyway to get Citi to shift limits frome one card to another? I have a Simplicity I don't use with a $7400 limit...
Why not PC it, since you don't use it?

I suppose thats a possibility, except I already have the DC

Would they allow me to have two DC cards? I could then PC the DC to something else once the 0% APR period is gone.