Citibank DENIED

[Jnbmom]

Well on a whim ( I really need to rethink my whims LOL) I decided to go for a second Citi card. I have had my first one, the simplicity card for a little over 2 months. I decided to try for the AA card.

I am telling you in all my credit years of highs and lows I have never seen a quicker denial in my life . I swear it didn't spin, didn't even seem to load I hit apply and BAM Denied, no thank you email for applying , nothing. That was the fastest denial I have ever encountered, very odd. 

[Anonymous]

It’s more than likely because of your latest card only being 2 months. Some banks make you wait 3 months (90 days) before apping for the second card.

[Brian_Earl_Spilner]

Question is whether you get a HP or not. If not, it was an auto-denial so try again later.

[Jnbmom]

Oh no it was a HP and an auto deny apparently

[Anonymous]

Dang! Sorry to hear that.

You need to join me in the garden for a while! 

[Jnbmom]

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@Anonymous wrote:

Dang! Sorry to hear that.

You need to join me in the garden for a while! 

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Oh yes I most certainly do. I only have one thing left, my NFCU hits 91 days in early July. I "may" try for a CLI because the SL was kinda low (2500) and possible try for second card which I think would give me a better SL.  Then I am done for the rest of year.

[Anonymous]

Sounds like a plan.

I've been in the garden nine years days!

[Jnbmom]

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@Anonymous wrote:

Sounds like a plan.

I've been in the garden nine years days!

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[AverageJoesCredit]

Good thing is Navys AR is July so perhaps a sp cli if approved. Not sure if 3 months will be too early for a second card.

[CreditCuriosity]

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@AverageJoesCredit wrote:
Good thing is Navys AR is July so perhaps a sp cli if approved. Not sure if 3 months will be too early for a second card.

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Nah... Citi rule is cant have a card within 8 days of previous card and two cards max within 60 days I believe or possibly 80, but would have to look up second part..  He/She didn't appears to to violate either of those rules.  

Sure you dont have a freeze on any reports being Eq/TU/Exp?