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I recently have combined my Capital One Plat card into a Quiksilver One.
Both cards have gotten Credit Steps increase from $300 to $1,300 recently.
Combined the Plat into the Quiksilver.
Pros
1. Because of the rewards
2. Lower APR on Quiksilver
3. Prettier card "I know I know"
Cons
1.Quiksilver has a $39 annual fee - But just this month alone in cashback have covered half of that
New Credit Limit is now $2,600.
I probably should have let both get massive Credit Steps increases and then combined, but it just really
bothered me to remember to try to use the Capital One Plat, I hate having balances spread out.
@TrialByFire wrote:
You can get the AF waived. It could take a couple tries but they're pretty accommodating with that
I second this. Call and call again. All they can say is no. You will eventually get a CSR that says yes.