cancel
Showing results for 
Search instead for 
Did you mean: 

Combined Capital One Plat into Quiksilver One

tag
GalaxyStars
Regular Contributor

Combined Capital One Plat into Quiksilver One

I recently have combined my Capital One Plat card into a Quiksilver One.

 

Both cards have gotten Credit Steps increase from $300 to $1,300 recently.

 

Combined the Plat into the Quiksilver.

Pros

1. Because of the rewards

2. Lower APR on Quiksilver

3. Prettier card "I know I know"

 

Cons

1.Quiksilver has a $39 annual fee - But just this month alone in cashback have covered half of that

 

New Credit Limit is now $2,600.

 

I probably should have let both get massive Credit Steps increases and then combined, but it just really 

bothered me to remember to try to use the Capital One Plat, I hate having balances spread out.

Message 1 of 3
2 REPLIES 2
TrialByFire
Established Contributor

Re: Combined Capital One Plat into Quiksilver One

You can get the AF waived. It could take a couple tries but they're pretty accommodating with that
Message 2 of 3
Mantis350
Regular Contributor

Re: Combined Capital One Plat into Quiksilver One


@TrialByFire wrote:
You can get the AF waived. It could take a couple tries but they're pretty accommodating with that

I second this.  Call and call again.  All they can say is no.  You will eventually get a CSR that says yes.

PenFed Rewards Visa Sig-$14,000 | BofA Plat Visa-$12,500 | Discover IT-$11,000 | NASA-$7,500 | WF Cash Rewards Visa-$6,800 | BofA Cash Rewards Visa Sig-$6,500 | Barclay Rewards MC-$6,000 | Cap1 QS Visa Sig-$5,750 | Citi DC-$5,500 | Cap1 Venture 1-$4,500 | Cap1 QS-$3,400 | Chase Freedom-$3,400 | AMEX BCE-$2,000 | Lowes-$15,000 | Home Depot-$5,000
|Current Score(2/19/2016)|| 709 EQ || 734 TU || 729 EXP ||
Message 3 of 3
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.