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Comenity CLI HP/SP Data Points

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FinStar
Moderator Emeritus

Re: Comenity CLI HP/SP Data Points

Ok, if you were presented with the pre-approval amount, then just wait for the letter to confirm. If it's associated with verification you'll be asked a variety of ID questions + stuff from your CRs. If approved, the SL can be anywhere from $500... or 'up to' the amount displayed on on your initial pre-approval.
Message 271 of 638
K-in-Boston
Epic Contributor

Re: Comenity CLI HP/SP Data Points


@Anonymous wrote:

@spiritcraft1 wrote:

Thanks for keeping this going and up to date!


Welcome Smiley Happy We all know how trends with lenders can change over time. Trying to keep this going will help if Comenity decides to shake things up at some point.


Indeed, thanks.  I should probably add my data point to my saga on page 9 of this thread, after waiting more than a year since my last BJ's Perks WEMC CLI because they kept denying me (with a HP!) because they were "required to contact you using information contained in your credit reports" (the strange reason UW gave was that my phone number was not on my EX report), I took a chance again over the weekend and was instantly approved for a SP $3000 CLI bringing me up to $29,800.  (My previous 3 in 2017/2018 had also been $3000 each.)  I will try again in 4 months!

Message 272 of 638
Anonymous
Not applicable

Re: Comenity CLI HP/SP Data Points

Pretty awesome results K-i-B, but befitting your profile - congrats Smiley Happy
Message 273 of 638
rprisco
Regular Contributor

Re: Comenity CLI HP/SP Data Points

Just got overstock sp cli, went from 27100 to 27800.
Current Scores as of 8/18/17 all FICO 8 EQ: 695 EX: 673 *fico2 699 TU:645 bio has more.
Message 274 of 638
mikesonthemend
Valued Contributor

Re: Comenity CLI HP/SP Data Points

Ikea SP CLI from 7750 to 10250




Living through Darwinism is so much worse than learning about about it in school.
Message 275 of 638
devilnic
Contributor

Re: Comenity CLI HP/SP Data Points

Overstock- I have $140 on the card from Christmas. Asked for a CLI yesterday went from$3550 to 5550 SP hell yes

Starting Score: 612
Goal Score: 850

Credit Cards: Capital One Spark Visa $700 6/8/2002 19 yrs | Navy Federal Flagship Rewards $15,000 9/24/2014 7 years | Victoria's Secret $4100 11/17/2014 7 years | Amazon $6000 12/1/2015 6 years | Discover Miles #1 $6300 1/19/2017 4 years | Navy Federal AmEx $10,000 7/6/2017 4 years | American Express Hilton Honors Surpass $2000 4/30/2019 3 years | American Express Everyday Preferred$1000 8/24/2019 2 year | Home Depot $5000 7/06/2017 4 years | Overstock $14,150 5/12/2019 2years | Chase Slate $1800 9/24/2019 2 years | Discover IT #2 $9,000 9/24/2019 2 years | FNBO Evergreen $11,300 11/24/2021 | PenFed Platinum Rewards $15,000 11/26/2021
Message 276 of 638
Jolo0801
Frequent Contributor

Caesar Comenity Visa CLI

The DW would like a CLI on here Caesar Comenity Visa CLI but I can't findout if it is a HP or SP.

Can someone help me?


  • BK Discharge 8.20.25
  • Discover (Authorized User) - $3,000 on 8.21.25
  • CapOne Quick Silver - $3,000 on 8.26.25
  • Mission Lane SL - $2,100 on 9.1.25
Message 277 of 638
FinStar
Moderator Emeritus

Re: Caesar Comenity Visa CLI

@Jolo0801, the above thread is dedicated for these types of DPs.

Off hand, most Comenity CLI requests are typically SP, although there's been cases of HP so YEMV. DW can call the automated system to request the CLI if she wishes.
Message 278 of 638
GApeachy
Super Contributor

Comenity CLI HP/SP Data Points

@Anonymous 

Got a dp for ya, received Wayfair acct. # via snail mail today.  Read somewhere here you can request a sp cli when online acct. set-up was completed.  I hit the luv button and got another 2k.  Just double checked exp and ck...nothing yet. 

My Take Home Pay Don't Take Me Home
Message 279 of 638
M_Smart007
Legendary Contributor

Re: Caesar Comenity Visa CLI


@GApeachy wrote:

@Anonymous 

Got a dp for ya, received Wayfair acct. # via snail mail today.  Read somewhere here you can request a sp cli when online acct. set-up was completed.  I hit the luv button and got another 2k.  Just double checked exp and ck...nothing yet. 


Congrats @GApeachy Smiley Happy

 

Message 280 of 638
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