Comenity Double pull normal?

Anonymous · ‎01-01-2018

I applied for the Bed bath and beyond MasterCard and just noticed today that Comenity pulled both Equifax and Experian.

Had not read about this before so I thought I would post and give everyone a heads up.

Meanmchine · ‎01-01-2018

Yes, Comenity does double pull EQ and either EX or SageStream. They will usually pull EX if they had issues with establishing your identity or residence. They also tap SageStream to see if you've been apping anywheres else. Its usually a SP on SageStream.

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>7/2025 All 3 reports 830 - 845(F8) F9s = all 850 but my app finger is still twitching

Anonymous · ‎01-02-2018

@Meanmchine wrote:
Yes, Comenity does double pull EQ and either EX or SageStream. They will usually pull EX if they had issues with establishing your identity or residence. They also tap SageStream to see if you've been apping anywheres else. Its usually a SP on SageStream.

Thanks Meanmchine.

They haven't ever double pulled me before unless they pulled SageStream. I have had my oldest Comenity account for 18 months so I doubt they had issues with my identity.

CreditCuriosity · ‎01-02-2018

Usually it is a HP on either Exp or EQ and whatever they didnt HP it is a SP.. So say they HP EQ then they SP Ep or vice versa.. If one of those two are froozen you won't be approved. Although any creditor can truely triple pull you plus use whatever other CRA's as well being Sagestream/IDA/etc..