Comenity is upping their SCT game for me

[ddemari]

Have tried many times unsucessfuly to get Camping World Visa to pop up. Same with SG Visa. Today, said what the heck, lets try it again. Popped up when I hit submit, not signed in as a member on each site. If i sign in, no pop up. Just thought i'd share. Im a little tempted on the camping world visa haha. 

[Anonymous]

Woah! I never get them due to fraud alerts

[ddemari]

they used to never like me. B, let me know if you get the pop up on any of these! 

[Anonymous]

There's always that chance that SGV could end up being a SP with a decent SL especially if Comenity Capital has SP'd you in the past couple weeks. My SGV ended up bieng SP and so far it's looking like my Fuel Rewards was as well. I also didn't get a HP when I called in the Virgin preapproval and they ran it for me. Told me I'd get a letter in 7 to 10 days but that may just be verification. So far no HP on Virgin and I don't think they would hit it when I call in to verifiy. My True Value I got the HP hit right away and then got the letter to verify about 10 days later. That Good Sam/Camping World comes in both a Platinum and SIgnature version. 

[ddemari]

There definitely is lots of talk on whether or not Sportsmen Visa is hp or sp, it think its a YMMV kinda of thing. But comenity has soft pulled my account today for each of the cards. I can tell on equifax.com.

Modell's Visa- SCT hard pull

Total Rewards Visa- SCT hard pull

Virgin American Visa- no SCT cold apped with elevate number and obvi hard pull. 

I did notice that Camping Word Visa has the signature and platinum tier cards. Im sure it would be a platinum card. I have a preapproval for FRN MC but don't need anything gas related these days. 

[Anonymous]

It's totally a YMMV type of thing. SGV was a SP for me. I took the popup about two weeks after I saw a Comenity Capital AR SP on EQ. I'm 5 or 6 days out from taking the Fuel Rewards popup and so far no HP just a SP on the day I took it. Again there was a Comenity Capital AR SP about two weeks prior. I'm passing on Good Sam and some others as my AAoA is hovering just above three years and I know it's going to dip some with IHG, Cabela's and Fuel Rewards still not reporting. I also have two more Chase co-branded apps in play and it looks like one of them will come through. Been holding steady at the two weeks message now for 5 or 6 days. I'm probably done apping for anything for quite a while as I want a CSP/Freedom combo so two years of gardening for me. Now if a 12.99 prequal for QS/Venture I'd jump on it. And if Diner's were to ever come back I'd be all over that otherwise I'm just going to grow what I have with CLI's. 

[CreditCuriosity]

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@ddemari wrote:

There definitely is lots of talk on whether or not Sportsmen Visa is hp or sp, it think its a YMMV kinda of thing. But comenity has soft pulled my account today for each of the cards. I can tell on equifax.com.

Modell's Visa- SCT hard pull

Total Rewards Visa- SCT hard pull

Virgin American Visa- no SCT cold apped with elevate number and obvi hard pull. 

I did notice that Camping Word Visa has the signature and platinum tier cards. Im sure it would be a platinum card. I have a preapproval for FRN MC but don't need anything gas related these days. 

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You saying the existing cards they SP'ed you today or just the Sportsman's/Good Sam's..  I love the look of good sam's.. Kinda a pain to get the pop-up once it disappears again, but I get it every few tries after I initially lose it a few days later or whatever the case might be.  Just a fun looking card.. Although I doubt I would ever use it either.  Fun knowing you are liked by them or by their computers.  With all this talk of comenity the last week or a few people getting accounts closed I edge on the side of caution whether something is really going on or more factors to it.   Anyways, good job on your credit getting the popups

[ddemari]

I have a comenity capital AR twice on reports from August 2015. It lists all the soft pulls for Good Sam, FRN, Sportsmen, etc. it also shows a soft pull for modells, total rewards but those were immediate hard pulls

[ddemari]

They soft pulls from total rewards and modells came on the day they gave me the pre approved offers. But they also hard pulled me that day too.

Cc I just like the look of camping world visa haha. rather poke my eyes out than camp or own an rv.

[ddemari]

im not apping for any cards at the moment. with hopes that when I take my next offer I qualify for a signature card and their best apr.