Commerce Bank application (can it be???)

12njoy · ‎09-20-2017

@Anonymous wrote:
Is there any chance this credit card doesn't exist anymore after 1 week??
I searched for it but I could only find "Drury Hotels Gold Key Club" and "Drury Hotels"

I got my card in the mail today and it has both names on it

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+

cmm89 · ‎09-21-2017

I got my first pre-qualifier (perhaps pre-approval? Had a fixed APR 17.49% and 0% offer) in the mail from Commerce Bank. What's their status as a bank? Are they prime? Sub-prime? The only pre-qual I've gotten via mail after my rebuild has been CreditOne (NO WAY), so this is a change.

Curious if I'm making it into the hearts of prime banks yet

ETA: It came with a code for me to enter into the app, too. By far the strongest pre-qual I've ever received in my 27 years of age.

What I use (& strongly recommend): Chase Sapphire Reserve | BofA/ML (Premium Rewards VS, Cash Rewards VS, Merrill+ VS) | AmEx (Amazon Prime Business)

What I have: NFCU | PenFed | General Electric CU | Wright Patt CU | Discover | BBVA | Apple Card (GS)

Total CL with Bank of America = $100,000 (Platinum Honors Merrill Client). I am a CERTIFIED FINANCIAL PLANNER™ practitioner, so feel free to message me if you have any planning/credit questions.

EQ 759, EX 765, TU 771 (06/10/2022)

I started with scores in the 400s in 2016. This forum is a Godsend--focus on the journey, be patient, and you'll definitely get there no matter the circumstances!

Re: Commerce Bank application (can it be???)

Re: Commerce Bank application (can it be???)