Consolidating Discover CL? CLI on new account?

[Anonymous]

I just opened my second Discover card. I have an IT card with a $3.7CL and a miles card with a $3k CL. Is it possible to 

consildate the CL's to the miles card? I have the match on the miles card for the next year and a $6700 CL on it is more beneficial than 

split CL's.

[FinStar]

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@Anonymous wrote:

I just opened my second Discover card. I have an IT card with a $3.7CL and a miles card with a $3k CL. Is it possible to 

consildate the CL's to the miles card? I have the match on the miles card for the next year and a $6700 CL on it is more beneficial than 

split CL's.

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According to the most recent DPs, this is usually possible when both of your Discover accounts are eligible for a CLI.

But, if you just opened it today, you'd have to see if the UW team can close/reallocate the limits. I'm not sure if that department is open on the weekends, though, and/or whether that option is available after 24-48 hours.

[unsungivy]

I've read:

1) You need to have requested (and be denied) for a CLI first on the card you want to move the CL to

2) You can only move 95% of the CL

[Anonymous]

I was approved for my second Discover card and am awaiting its arrival. Is it possible to ask for a CLI on a new

account once i receive it or would it be an automatic denial?

[FireMedic1]

Things may have changed over the years. When I got my second and combined. I waited 90 days back in 2018? Then hit them up. Someone will correct me but I think (unless its changed) its 61, 91, and 121 days? But its not in stone. Miss Disco changes moods very often. But congrats on the 2cd card.

[dragontears]

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@Anonymous wrote:

I was approved for my second Discover card and am awaiting its arrival. Is it possible to ask for a CLI on a new

account once i receive it or would it be an automatic denial?

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During COVID Discover implemented a policy of needing the account to be over a year old before being eligible for a CLI. 

I don't know if this policy is still in effect. 

[Anonymous]

I was curious because I wanted to combine the CL's but was told they couldn not do that and I'd have to ask for a CLI

on the new account.

[JNA1]

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@Anonymous wrote:

I was curious because I wanted to combine the CL's but was told they couldn not do that and I'd have to ask for a CLI

on the new account.

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This thread prompted me to get DW to ask for a CLI on her 8 mo old Disco card and they increased her limit from $3K to $6500! 
So I can report that an increase is possible at less than one year! 

[Titans84]

I opened a new Discover earlier this month. The SL line was lower than I was expecting at just $4k. I had to call in to activate the card as the app was giving me error messages. After activating the card, the CSR attempted a SP CLI. As I expected it was denied due to no activity/too new.