Credit Card Pre-Qualification Links

[Anonymous]

---

@Anonymous wrote:

This is what I got from discover,tried for curiosity. I'm assuming this is not a good pre-qual? 

0% Intro APR* for 14 months on purchases.

Then 11.74% – 23.74% Standard Variable Purchase APR applies.

3% fee for each balance transfer.

---

It's not. Sorry.

With that said, I wasn't prequalified either. Applied anyway. Approved.

[Creditplz]

I always "pre-qualify" for usbank I don't think it's solid though

[Anonymous]

---

@Creditplz wrote:
I always "pre-qualify" for usbank I don't think it's solid though

---

I don't get prequalified for US Bank, so it's probably solid if you do IMHO.

[JimBo99]

Anyone get the Home Depot pre-qual to work? I keep getting 'server error'  Just curious about it.  

[Anonymous]

Home depot prequal worked for me... offers me a HD card, a year after ch13 discharge...
I prefer Lowes, and don't want a new card right now.

[Anonymous]

In the years I have applied for credit cards, what I notice about prequalifications is that if they give you a fix APR, it's a solid prequal. It's not 100% but has worked for me most of the time. 

[missionpossible]

---

@JimBo99 wrote:

Anyone get the Home Depot pre-qual to work? I keep getting 'server error'  Just curious about it.  

---

I get the same error for Home Depot

---

[Anonymous]

---

@JimBo99 wrote:

Anyone get the Home Depot pre-qual to work? I keep getting 'server error'  Just curious about it.  

---

How long did you keep your nRewards before you app'd for the Cash Rewards?

[JimBo99]

---

@Anonymous wrote:

---

@JimBo99 wrote:

Anyone get the Home Depot pre-qual to work? I keep getting 'server error'  Just curious about it.  

---

How long did you keep your nRewards before you app'd for the Cash Rewards?

---

I got the nRewards Secured ($1000) on 18 Jan 2017 and I got the Cash Rewards ($9300) on 6 March 2017.  My score went up almost 100 points in the meantime, though, so I'm probably not typical.  Still not sure what possesed me to apply, haha!  I had a few things fall off my EQ report, including a public record.  I also got the full $15k CLOC around that time too (March).  I hit a rough patch back in 2010-2011, so it's all aging out now, so I'm seeing huge upswings.  The 5th statement of the secured card is about to print, really hoping it graduates and they give a nice CLI (I've heard of other people graduating after 5 statements).   And yet, there's something that Discover is seeing that they don't like (10 statements now).  My total util is 15%  Upper 600s across the board.  

[FiveOhFour]

i keep forgetting what gardening is, letting your recent spree mature?