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Credit Cards and INQs

tag
Anonymous
Not applicable

Credit Cards and INQs

I'm new here and curious when people post approvals and declines. When most say the INQs they have, are they referring to past 2 years or just the past year like it shows when you order your reports on here?
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1 REPLY 1
ddemari
Super Contributor

Re: Credit Cards and INQs

Inquiries impact your fico score for 1 year. Usually when I get a letter stating inquiries it could say; too many inquries in the past 3 months or too many inquiries in the past 6 or 12 months. 

 

Usually a high amount of recent inquiries will yield someone posting a decline because of a lot of very new credit cards on their CR and new inquiries. 

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