Credit One 2% CB on Grocery, Gas, Phone and cable services. No AF with grace period offer.

[Anonymous]

EDIT: Just saw they take 7 business days to process a normal payment and if your payment does not process before the due day it's considered late. Hard pass. 

So i got this offer in the mail. Credit One 2% CB on Grocery, Gas, Phone and cable services. Has No AF with grace period offer. 

Actually, It doesn't sound too bad for what it is but it is CreditOne who has dreadful customer service and i believe they also have very slow paymetns that take a week to post unless you pay? it seems based on that I should stay clearly away even tho it would not cost me anything. However their UW stuff is much much more lineant then others. In the past Sync Amazon, Cap1, and AMEX said no to me. 

Overall learning towards a almost hard no since Credit one is a POS company but thought i'd post here anyways. 

Thoughts?

[Anonymous]

Yeah, I think you're right to give them a hard pass. Your credit profile will improve soon enough. Even some decent store cards (like Walmart, Overstock, or even a gas card) would treat you better than Credit One!

[Anonymous]

Yeah I've heard some not too good things about CreditOne. I mean, congrats on your offer for whatever it's worth 

[Anonymous]

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@Anonymous wrote:

Yeah I've heard some not too good things about CreditOne. I mean, congrats on your offer for whatever it's worth 

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I really want WF Propel but i have to wait until I can apply for a SUB>