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Credit Solutions CLI - denied Walmart

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Schoolbuskid
Valued Contributor

Credit Solutions CLI - denied Walmart

So i thought i'd give it a shot, unfortuntately they shot me down. Said to expect letter in the mail. I will wait for the reason. I just opened the account yesterday.

Rebuilding and Reducing Debt, is my game plan.
Message 1 of 14
13 REPLIES 13
Loquat
Moderator Emeritus

Re: Credit Solutions CLI - denied Walmart

Walmart is known for making some wait...sometimes upwards of 90 days.  Just show some use and make your payments on time and in a few months you should be good to go...

Message 2 of 14
Schoolbuskid
Valued Contributor

Re: Credit Solutions CLI - denied Walmart


@Loquat wrote:

Walmart is known for making some wait...sometimes upwards of 90 days.  Just show some use and make your payments on time and in a few months you should be good to go...


ok, will do! I will try my luck on the others, i'll keep updated.

Rebuilding and Reducing Debt, is my game plan.
Message 3 of 14
belle6m2k
Regular Contributor

Re: Credit Solutions CLI - denied Walmart

Hang in there. When the do approve your CLI's they go up fast. I started at 1000Sl with auto CLI's and calling Credit solutions I am ow at 12,500. They will treat you well.

Message 4 of 14
RonM21
Valued Contributor

Re: Credit Solutions CLI - denied Walmart

It will come around. As you grow with the card, combined with your scores rising, the CLI's will be there!


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 5 of 14
Jerry45
Valued Contributor

Re: Credit Solutions CLI - denied Walmart


@belle6m2k wrote:

Hang in there. When the do approve your CLI's they go up fast. I started at 1000Sl with auto CLI's and calling Credit solutions I am ow at 12,500. They will treat you well.


+1

Message 6 of 14
Meanmchine
Super Contributor

Re: Credit Solutions CLI - denied Walmart

The trick with Synchrony ( not counting SL bumps ) is you have to use the card.

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>7/2025 All 3 reports 830 - 845(F8) F9s = all 850 but my app finger is still twitching
Message 7 of 14
Schoolbuskid
Valued Contributor

Re: Credit Solutions CLI - denied Walmart


@Meanmchine wrote:

The trick with Synchrony ( not counting SL bumps ) is you have to use the card.


That won't be a problem, my cards will definitely see use? How are they with carrying balances? Is that frowned upon, with them?

Rebuilding and Reducing Debt, is my game plan.
Message 8 of 14
Meanmchine
Super Contributor

Re: Credit Solutions CLI - denied Walmart

I carry small balances all the time usually < $50 or so just so statements cut.

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>7/2025 All 3 reports 830 - 845(F8) F9s = all 850 but my app finger is still twitching
Message 9 of 14
UncleB
Credit Mentor

Re: Credit Solutions CLI - denied Walmart

Lots of good info here... I'll only add that as your TU approaches 700 the CLIs will come easier (and be larger).  Smiley Wink

Message 10 of 14
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