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Credit Steps

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smoop88
Regular Contributor

Credit Steps

my fifth statement cut yesterday for my QS1 MC. When will my CLI come? Is it usually just what they say or is there a chance you can get more? I already got a big win on the 61 day trick thanks to this forum went from 1k to 3k.

Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: Credit Steps

I just received my automatic one on the same day that my 6th statement cut, not the 5th.  I think it's after 5 on time payments, which would be official at the time of the 6th statement.  You can request a CLI earlier and then also get the credit steps increase. That didn't work for me because they always denied my requests due to some  baddies still on my reports but a lot people have luck getting two increases in the first 6 months this way.   I say go ahead and give it a shot.  Good Luck!

Message 2 of 7
Anonymous
Not applicable

Re: Credit Steps

request one before your 6th and the 6th youre supposed to get a credit steps cli automatically (apparently) 

Message 3 of 7
Anonymous
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Re: Credit Steps

but OP just got the 61 day CLI. i haven't seen anyone get 3 CLIs within 6 statements on credit steps. i have seen people get a CLI at midpoint and again at 6th statement
Message 4 of 7
Chezy1025
Regular Contributor

Re: Credit Steps

OP- it seems like most members get the auto CLI from steps on their 6th statement but customer service says the auto CLI will be applied anytime between the 6-7th statement

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Message 5 of 7
Anonymous
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Re: Credit Steps


@Anonymous wrote:
but OP just got the 61 day CLI. i haven't seen anyone get 3 CLIs within 6 statements on credit steps. i have seen people get a CLI at midpoint and again at 6th statement

I got my first one for 2 cards after 6 weeks or so and even got platinum upgraded to QS but now I can't get an increase for them "your credit line was recently change" gotta wait till 6 or 7th statement which is close

Message 6 of 7
Anonymous
Not applicable

Re: Credit Steps

your experience falls right in line with what i just said. ^^^
Message 7 of 7
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