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Credit cards that pull Equifax only Ohio?

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tpdtopcop
Regular Contributor

Re: Credit cards that pull Equifax only Ohio?

Unfortunately Navy pulls TU for new accounts and my bk is still showing with that CRA
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Message 11 of 16
tpdtopcop
Regular Contributor

Re: Credit cards that pull Equifax only Ohio?

Declined for CLI throughly Navy. 😢
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Message 12 of 16
Anonymous
Not applicable

Re: Credit cards that pull Equifax only Ohio?

This is why I asked how old is your BK. Navy already pulled your TU. So it’s not like they don’t know just because they are pulling EQ for CLI. Check out the big thread for people who have had success with Navy with a BK showing. A year or two out usually they don’t decline for BK.
Message 13 of 16
FinStar
Moderator Emeritus

Re: Credit cards that pull Equifax only Ohio?

OP, in addition to what's been mentioned upthread, keep in mind that a variety of lenders tend to SP an alternate report as part of their review process. So, even if EQ may 'appear' clean, a separate CR may end up having not such a desirable outcome.
Message 14 of 16
Anonymous
Not applicable

Re: Credit cards that pull Equifax only Ohio?

Ohio loves Equifax *shudders* - basically any credit union, huntington, target, key bank.. 

Message 15 of 16
FinStar
Moderator Emeritus

Re: Credit cards that pull Equifax only Ohio?


@Anonymous wrote:

Ohio loves Equifax *shudders* - basically any credit union, huntington, target, key bank.. 


I wouldn't really think that Ohio in general loves EQ... Too broad of a statement. Plenty of lenders who IME have used EX and TU as their primary CRAs. In fact, 3 CUs in 3 different Ohio regions pulled TU, not EQ. 

 

Sure, a variety of lenders may default to EQ, but that's who they generally pull regardless whether one lives in OH or not. Case in point for Huntington, Key Bank. 

Message 16 of 16
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