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DATA POINTS are important to share......

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MCM1
Regular Contributor

DATA POINTS are important to share......

When sharing about your approvals it really helps the entire community to know the data points at the time of your application.  Just saying you were approved does not help anyone, its just bragging.  Lets all try to do our best to help each other here and learn from others. 

Please share: 

Card Approval 

What bureau(s) were pulled 

What were your score(s) 

How many inquiries did you have 

How many new account in 12/24 months

Did you have other previous account with issuer 

Income range 

Anything else that may be helpful to others considering applying for this account. 

Message 1 of 16
15 REPLIES 15
CreditMagic7
Mega Contributor

Re: DATA POINTS are important to share......

Wish we could also get more folks to use sig badges like some use and is easy to keep current.

Kinda helps others make comparisons and gauge their own chances.

Message 2 of 16
Anonymous
Not applicable

Re: DATA POINTS are important to share......

@MCM1  and @CreditMagic7  I certainly appreciate learning and comparing too. You bring up an excellent example of how we can share with each other.

Message 3 of 16
SUPERSQUID
Valued Contributor

Re: DATA POINTS are important to share......

Also list your baddies, any bk should be permanently posted in your siggy with date of discharge. I see plenty of persons claiming they have a nice income and great credit but the scores they list are in the 600's, a lot of times my scores are better even with my train wreck of a credit history. utilization would be nice too, overall utilization is good.

{ BK7 DC 12/2019 } target 2800/ kohls Visa 7000/ discover IT cb 5800 / 2nd discover IT cb 6000/mercury 4100 /legacy 3500 /HUE cc 3500/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4650, Penfed PCR signature visa 10k/ penfed gold 5600 /NFCU signature visa cash rewards 21700/bread cashback amex 8000

>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 55k
Total utilization above 50 pct.
Ficos ,most are slightly above 700, the 9's slightly higher than the 8's

TCL - about 110k
Retired since 2017
Message 4 of 16
Jnbmom
Credit Mentor

Re: DATA POINTS are important to share......

I think it is great when people do post their DPs make it easier and then it helps with the thread not going on and on with questions of one's profile etc. Of course we don't need an essay that at times is very hard to follow .

 

But I wouldn't consider it "bragging " so to speak most people are so excited or new and don't think to post their DPs.

EXP 780 EQ 796 TU 810
Message 5 of 16
GatorGuy
Valued Contributor

Re: DATA POINTS are important to share......


@MCM1 wrote:

When sharing about your approvals it really helps the entire community to know the data points at the time of your application.  Just saying you were approved does not help anyone, its just bragging.  Lets all try to do our best to help each other here and learn from others. 

Please share: 

Card Approval 

What bureau(s) were pulled 

What were your score(s) 

How many inquiries did you have 

How many new account in 12/24 months

Did you have other previous account with issuer 

Income range 

Anything else that may be helpful to others considering applying for this account. 


I agree 100%. Even for those of us who aren't necessarily applying can use that information to help others who might be.

 

 

Message 6 of 16
TheRedHat
Established Contributor

Re: DATA POINTS are important to share......

Agreed. While sigs are helpful, they are constantly changing so the information may not be helpful or accurate for someone looking up a thread months down the road.

Last update: 5/10/2024

Goal Cards
Message 7 of 16
Anonymous
Not applicable

Re: DATA POINTS are important to share......

@TheRedHat  That's a great point. Down the road if someone reads the posts, and the signatures no longer match what was said, it might make no sense or give inaccurate information to the reader. Great point.

Message 8 of 16
righthererightnow
Frequent Contributor

Re: DATA POINTS are important to share......

+1 ... scores in the sig change (hopefully, fingers crossed!).

I'm happy just to see the approvals. It gives me hope, and I like cheering others on.
Data or no, like seeing approvals (vs. the sadness of INQ for nothing).






Message 9 of 16
Anonymous
Not applicable

Re: DATA POINTS are important to share......

I concur @righthererightnow . Seeing other's approvals is fun. And watching everyone else get new cards makes me want to get some too.

Message 10 of 16
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