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When sharing about your approvals it really helps the entire community to know the data points at the time of your application. Just saying you were approved does not help anyone, its just bragging. Lets all try to do our best to help each other here and learn from others.
Please share:
Card Approval
What bureau(s) were pulled
What were your score(s)
How many inquiries did you have
How many new account in 12/24 months
Did you have other previous account with issuer
Income range
Anything else that may be helpful to others considering applying for this account.
Wish we could also get more folks to use sig badges like some use and is easy to keep current.
Kinda helps others make comparisons and gauge their own chances.
@MCM1 and @CreditMagic7 I certainly appreciate learning and comparing too. You bring up an excellent example of how we can share with each other.
Also list your baddies, any bk should be permanently posted in your siggy with date of discharge. I see plenty of persons claiming they have a nice income and great credit but the scores they list are in the 600's, a lot of times my scores are better even with my train wreck of a credit history. utilization would be nice too, overall utilization is good.
I think it is great when people do post their DPs make it easier and then it helps with the thread not going on and on with questions of one's profile etc. Of course we don't need an essay that at times is very hard to follow .
But I wouldn't consider it "bragging " so to speak most people are so excited or new and don't think to post their DPs.
@MCM1 wrote:When sharing about your approvals it really helps the entire community to know the data points at the time of your application. Just saying you were approved does not help anyone, its just bragging. Lets all try to do our best to help each other here and learn from others.
Please share:
Card Approval
What bureau(s) were pulled
What were your score(s)
How many inquiries did you have
How many new account in 12/24 months
Did you have other previous account with issuer
Income range
Anything else that may be helpful to others considering applying for this account.
I agree 100%. Even for those of us who aren't necessarily applying can use that information to help others who might be.
Agreed. While sigs are helpful, they are constantly changing so the information may not be helpful or accurate for someone looking up a thread months down the road.
@TheRedHat That's a great point. Down the road if someone reads the posts, and the signatures no longer match what was said, it might make no sense or give inaccurate information to the reader. Great point.
+1 ... scores in the sig change (hopefully, fingers crossed!).
I'm happy just to see the approvals. It gives me hope, and I like cheering others on.
Data or no, like seeing approvals (vs. the sadness of INQ for nothing).
I concur @righthererightnow . Seeing other's approvals is fun. And watching everyone else get new cards makes me want to get some too.