Hello everyone!
My spring tuition is coming up in a few weeks and after scholarships I am left with about $1200 due. I plan on paying off once my reimbursement for this semester comes thru from my workplace. I current have a QS with 1k limit and a Discover It 2.5k and a Belk store card 5k.
Id like to take advantage of a sign up bonus/add a good card to the portfolio, as this is money I would spend either way. So here are some of my thought processes:
The DC has my eye simply because it's straight 2%, no AF. For my spend the extra .5% may not yield much more cash back.
The venture is known to give high limits, and I would like to break the 5k barrier with a major bank, and get visa sig benefits 😎
As far as Amex, I could debate in my head back and forth for hours on end between a charge, ED, or BCE 😜 Or just more or less getting in with Amex.
My scores are in my signature,
Income is 55k
AAoA is 1.4 Years
Oldest Acc 2.3 yrs
INQs 7 TU, 8 EX, 25 EQ (12 for car loan)
1 Auto loan from 10/14
8% UTIL reporting
No Pre Quals for any of the cards 😒
Monthly spend:
Gas $400
Dining $500
Supermarkets $250
Travel about $500 every other month
