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DCU Credit Card

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EddieK
Established Contributor

Re: DCU Credit Card


@09Lexie wrote:

@mikelo22 wrote:

December 29th. Which may have something to do with it. I was having a really hard time getting them all the info they wanted to verify my address just to get admitted. 


If it's been since December, chances are your report is stale dated.  Also, DCU is known to pull for membership and loan products. 


+1  If you applied for an auto loan, they will use the same pull for the CC, but that needs to occur within 30 days of approval for the orginal loan product.  

Starting Scores:
1/19/14:

1/28/14:
2/12/14:
Current Scores:
7/10/19:
12/17/16:
9/05/17:
Message 11 of 13
mikelo22
Established Contributor

Re: DCU Credit Card

That makes sense. Thanks guys. I'm just happy to be in with them. I'll put some cash in my savings account with them and let it grow. Will probably go to them when it comes time for an auto loan in two years or so. Smiley Happy

Message 12 of 13
Ragelog
Established Contributor

Re: DCU Credit Card

Yeah as others have said it's likely due to your report being over 30 days old unfortunately. If you don't need the card I would wait until your auto loan in a year or 2 and they will offer or you can ask about it then. 

EQ04 675, EQ08 676, EX08 719, TU08 703 $12704.75/$123050 Revolving Credit (All 0% or 1.99%) - In Garden Since 5/25/2016

Last negative item should fall off in July 2017.
Message 13 of 13
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