@DaveInAZ wrote:
@Anonymous wrote:
DCU doesn’t HP for membership.
Dave have you checked in the app - Acct Mgr > Apply for a loan? That’s where any prescreened offers show up. It’s on the website too but I don’t use that. I am a new member so I don’t have any yet but it has opt our verbiage at the top and bottom of the page and @Gmood1 showed his the other day populated with offers for every type of loan they offer.
LOL! I thought sure I'd used the DCU mobile app before but it made me have them send me a text code to "register a new device". Yep, it's the same as "Loan Suite" on the website, everything is "Apply" except the for the $1k personal loan at 22% that's yellow instead of green and says Accept. And that's fine, I don't want any credit from them other than my current car loan. Now, if BBVA wants to give me pre-approvals that's a different story. . .
Hmm, I wonder if they require you to have a credit product first to get them. I have their credit card and I’m opted in to receive my EQ5 every month which I imagine is how they prequal.
Its true though, their cards aren’t anything special, although it’s cool that a DCU credit card can double as no-fee overdraft protection, they have no fees other than late fees and no higher interest on advances, and the entire limit is available for advances too.
