DCU - Double HP denial

[M_Smart007]

First off, I have had plenty of approval's, so a "Denial" is in order. (and I deserve it)

Just wanted to share my Experience/DP's. (sometime's we get a little to "drunken APP happy")

I would rather have a denial, than a un-useable $1K SL ..

So this is a good time sign to stop applying.

In all honesty, what's another HP? ( - @Gmood1) .. they are all un-scoreable now ..anyhow

Two out of three reasons I get. Maybe the other is for good measure

DTI = less than .01%

(click image to enlarge)(Escalating Debt?)(The Double HP)

"If at first you do not suceed, try again in six months"  - M.Smart

[Anonymous]

...lol

 At least you have a sense of humor about it.

Maybe meant to say, with all that you have, why do you need us and have potential to escalate.

[Anonymous]

I'm feeling attacked over that $1K SL right now.

Seriously though, sucks they double pulled for a denial too!

[M_Smart007]

---

@Anonymous wrote:

I'm feeling attacked over that $1K SL right now.

Seriously though, sucks they double pulled for a denial too!

---

@Anonymous, Sorry, that was NOT directed at you. (It was just a random number)

I did not even know that DCU "double pulled"? .. I don't believe that I have read DP's of that!

Maybe when they pulled one, they did not believe it? (HA!)

[M_Smart007]

---

@Anonymous wrote:

...lol

 At least you have a sense of humor about it.

Maybe meant to say, with all that you have, why do you need us and have potential to escalate.

---

@Anonymous, You have to have a sense of humor, when it comes to credit/lenders,

or you could become a very frustrated myFICO'er.

Just can't take these things personally. (Thus the quote in the Siggy)

[Anonymous]

---

@M_Smart007 wrote:

---

@Anonymous wrote:

I'm feeling attacked over that $1K SL right now.

Seriously though, sucks they double pulled for a denial too!

---

@Anonymous, Sorry, that was NOT directed at you. (It was just a random number)

I did not even know that DCU "double pulled"? .. I don't believe that I have read DP's of that!

Maybe when they pulled one, they did not believe it? (HA!)

---

Lol no worries. I'm just annoyed that I've been a member for so long as still have the same $1K limit. I'll take a HP next month to try to increase it and if that fails, I'll close it. 

I have never heard of a double pull from them either so yeah, UW must have had convulsions 🤣 

[AllZero]

That is very unfortunate about the denial and double hard pull inquiry. Thank you for sharing the data points. I thought they primarily pull EQ5. So that's news to me on the double pull.

My interpretation for escalating debt could be similar to PenFed's pyramiding debt, e.g. Egyptian.

[mystikal1]

Ouch, although you have been on quite a roll.

[M_Smart007]

---

@AllZero wrote:

That is very unfortunate about the denial and double hard pull inquiry. Thank you for sharing the data points. I thought they primarily pull EQ5. So that's news to me on the double pull.

My interpretation for escalating debt could be similar to PenFed's pyramiding debt, e.g. Egyptian.

---

@AllZero, Reminds me of the song "Walk like an Egyptian"

At least I was approved for Membership and the "High Yield Savings Acct."

(click image to enlarge)

#NeedAnotherCreditCardLikeAholeInTheHead

[Mr_Mojo_Risin]

Sorry to hear that. 

You've scored some fantastic approvals recently, I tip my cap to ya!