DINERS CLUB LIMBO

[tmoney]

I applied for the premier card on the 22nd. ofcourse got the 7-15 day message.  Probally one of the 5 people out of the hundreds who had their

Ex report pulled instead of TU. Funny thing is the only baddie on any of my three reports is a tax lien from 2009 and its on experiian  lol  I called today

for update and was told by CSR after placing me hold and speaking with lending department that my address wasn't coming back as residential address

according to experian. CSR said to check information with experian and reapply.  I know my tax lien will be removed within a month   it's paid

waiting for notice to withdrawal .Verified all my info with experian .Should I wait till lien is removed and reapply or just go for it

My scores  Ex (08) 714  (04)PSECU  680   2 inq within last year  5 overall

                     Tu(08) 750  walmart and discover  3 inq within last year   7 overall

[CreditCuriosity]

One month is sooo trivial in the long game of credit repair.  I wish I only had 1 month for my last baddie to fall off..  I would say wait it out and play it safe, its only a month!

[BearsAndTurtlesRtheBest]

I think Diners doesnt mind high utilization or amount of inquiries, they care more about delinquencies.

My dad was approved for $5k with high utilization and 30+ inquiries.

[Anonymous]

---

@BearsAndTurtlesRtheBest wrote:

I think Diners doesnt mind high utilization or amount of inquiries, they care more about delinquencies.

---

I was afraid you'd say that.

Looks like I'd better put my recon boots back on for another round.

[dodgerslv]

---

@BearsAndTurtlesRtheBest wrote:

I think Diners doesnt mind high utilization or amount of inquiries, they care more about delinquencies.

My dad was approved for $5k with high utilization and 30+ inquiries.

---

gotta agree with Bears....my brother also got approved for the same (5k) even though he has balances on pretty much all of his cards and lots of INQs but no recent deliquencies (only a couple of lates from 2009).

[aav]

I put together this list of approvals from credit pull user input.. It's mostly predicable with a few mixed bags. I was approved for 30k with 788 cs, 0 inq. 7% util, 6.2 aaoa. I am glad they pulled TU only, but my Equifax and EX are higher and would have loved to be in 50k but I'm happy happy.

10k -710
15k – 689, 687, 678, 731, 770
20k- 712, 723, 748, 740
25k – 767
30k – 670, 721, 751, 782, 788
40k – 732, 806, 811, 812
50k – 794, 850

[Anonymous]

---

@aav wrote:

I put together this list of approvals from credit pull user input.. It's mostly predicable with a few mixed bags. I was approved for 30k with 788 cs, 0 inq. 7% util, 6.2 aaoa. I am glad they pulled TU only, but my Equifax and EX are higher and would have loved to be in 50k but I'm happy happy.

10k -710
15k – 689, 687, 678, 731, 770
20k- 712, 723, 748, 740
25k – 767
30k – 670, 721, 751, 782, 788
40k – 732, 806, 811, 812
50k – 794, 850

---

Hey, what about people who got a 5K limit?

[aav]

I only pulled from the credit card database from another forum. I know there are a few with a 5k CL. Is that you? I can add it.. What CS?

[Anonymous]

---

@aav wrote:

I put together this list of approvals from credit pull user input.. It's mostly predicable with a few mixed bags. I was approved for 30k with 788 cs, 0 inq. 7% util, 6.2 aaoa. I am glad they pulled TU only, but my Equifax and EX are higher and would have loved to be in 50k but I'm happy happy.

10k -710
15k – 689, 687, 678, 731, 770
20k- 712, 723, 748, 740
25k – 767
30k – 670, 721, 751, 782, 788
40k – 732, 806, 811, 812
50k – 794, 850

---

I also got a 15k limit with a 702 TU score

[Anonymous]

---

@aav wrote:
I only pulled from the credit card database from another forum. I know there are a few with a 5k CL. Is that you? I can add it.. What CS?

---

I'm pending, but I imagine that's the limit I'll get if at all. There have been a few high 600's approvals for 5K recently.