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What is Discovers protocol for CLI...Time wise? 60..90..120 days for 1st request.
First request is usually 90 days. After that varies. 30, 60, 90. Just keep trying every 30days after that ![]()
I was granted an account 3 months ago for 1500cli.....called this am for increase.....Denied. pmt hsty 100% across the board for past 18mos. 1 baddie to fall off from 2010 2 mos. Said reason for denial,,,derogatory info...same reason given initially at opening, had to call recon, and was approved
Blueberry, to be clear...I Was NOT approved for CLI.....the recon statment was regarding opening the acct initially
@Anonymous wrote:Blueberry, to be clear...I Was NOT approved for CLI.....the recon statment was regarding opening the acct initially
Welcome to myFICO!
The confusion over your question is due to this thread being posted in the 'Credit Card Approvals' sub-forum. ![]()
I've submitted a request for a moderator to move your thread to 'Credit Card Applications', which is where threads regarding questions and concerns about new applications and CLIs are generally found. Someone there should be able to address your questions and concerns. ![]()
@Anonymous wrote:
I have had Discover account for nearly a year and every time I request for cli, denied denied and denied. Still stuck at low limit.
Just be patient. Some people don't get CLI as soon/often than others. My DW started with $500 and her first CLI was after 15 months. Her limit now $12,000 less than 3 years with the card.
@Anonymous wrote:
I have had Discover account for nearly a year and every time I request for cli, denied denied and denied. Still stuck at low limit.
make sure, you put good spend on the card and PIF. they will surely increase once they see your usage pattern. recently in last 4-5 months i got 3 CLI's each $6k. now my card has $32k limit.