cancel
Showing results for 
Search instead for 
Did you mean: 

DOES MY PROFILE SUPPORT A VENTURE APP? ***EDIT APPROVED***

tag
Anonymous
Not applicable

DOES MY PROFILE SUPPORT A VENTURE APP? ***EDIT APPROVED***

I'm still considered a "newbie" when it comes to credit. Everything I have acquired has been established since Nov 2014. I know no one can give a def yes or no but do you think I would be denied based on experience with credit? Barclays denied for this reason upon recon, Amex denied about 2 months ago I believe for same reason. Tell me your thoughts.

 

***EDIT***

So after toiling for the last day or so on whether or not I would app for the Venture I decided to just bite the bullet and apply and I was approved for the Venture $5000

Message 1 of 6
5 REPLIES 5
Skye12329
Valued Contributor

Re: DOES MY PROFILE SUPPORT A VENTURE APP?

In my opinion if you got 2 denials in a row its time to garden. Garden 6 mos then try.

BK7 - 2/21
Cap1 QS - 2k (4/21) - Closed
Mission Lane - 4k (11/21) - Closed
Venmo - 900 (11/21) - Closed
SavorOne - 2700 (12/21)
VentureOne - 2000 (7/22) - Closed
CareCredit - 15000 (6/23)
Sam's Club - 5000 (7/23)
Venture - 5500 (8/24)
HELOC - 33000 (7/23)
Venture X - 15000 (11/24)
WF Reflect - 5000 (6/25)
Costco - 6800 (8/25)
Message 2 of 6
KneelBeforeZod
Frequent Contributor

Re: DOES MY PROFILE SUPPORT A VENTURE APP?

I agree with Skye. Garden for six months and then go forth and plunder!
Current Scores (Dec 20, 2015) - EQ=719 EX=739 TU=740
Message 3 of 6
Anonymous
Not applicable

Re: DOES MY PROFILE SUPPORT A VENTURE APP?


@Skye12329 wrote:

In my opinion if you got 2 denials in a row its time to garden. Garden 6 mos then try.


Im sorry i wasnt clear those denials were previous applications 2+ months ago.

Message 4 of 6
Anonymous
Not applicable

Re: DOES MY PROFILE SUPPORT A VENTURE APP?


@Anonymous wrote:

I'm still considered a "newbie" when it comes to credit. Everything I have acquired has been established since Nov 2014. I know no one can give a def yes or no but do you think I would be denied based on experience with credit? Barclays denied for this reason upon recon, Amex denied about 2 months ago I believe for same reason. Tell me your thoughts.


Denials are a sign to wait a while.  If I were in your shoes, I'd wait a bit..

Message 5 of 6
Anonymous
Not applicable

Re: DOES MY PROFILE SUPPORT A VENTURE APP?


@Anonymous wrote:

@Anonymous wrote:

I'm still considered a "newbie" when it comes to credit. Everything I have acquired has been established since Nov 2014. I know no one can give a def yes or no but do you think I would be denied based on experience with credit? Barclays denied for this reason upon recon, Amex denied about 2 months ago I believe for same reason. Tell me your thoughts.


Denials are a sign to wait a while.  If I were in your shoes, I'd wait a bit..


Thanks for the input

Message 6 of 6
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.