Some of you may know or have read that my DM got approved for a NFCU cashRewards card with $25,000. She is going to allow us (DW and I) to reduce some of our debt, with the 2.99 BT offer.
Now DW will go from approx 33% util to 15-18%. Her scores are around 610 (EQ ScoreWatch), 615(EX), 635(TU). I would expect a small bump, at least, once the util gets down. She wants to app. She wants to app bad LOL. CK shows "good" chance for Freedom right now. We know that is about as reliable as bupkis, but it is what it is.
She/we really could use a SM Card, AARP, and some hotel/travel type card, not in that order. Any suggestions or hints or leanings toward something?
Stats -
Cap 1 QS1 - 1750 - $100 balance
Cap 1 Secured - $750 - $75 balance
Various Comenity store cards - $16500 total - $400 balance
Discover IT - $500 - $0 balance
NFCU Go Rewards - $4000 - $100 balance
Also is an AU on a couple of my accounts that total about $4000 with a $75 balance.
AAoA is 2.5 years or so.
Appreciate all suggestions and thoughts...THANKS!!
