Dell Preferred Account

[Anonymous]

Knowing that I do not need anymore credit card accounts....I couldn't resist and applied for the Dell Preferred account online with a $450 item in my cart. Got the dreaded "We cannot approve your account at this time...blah blah blaH" message. What's weird is I got a pre approval mailer from FingerHut which I believe uses the same bank to issue the credit, webbank?

Needless to say, I just bought the item using another one of my cards. So now my total INQ's are @ EQ:6 TU:9 EX:13  

scores: EQ: 618 TU: 623 EX: 636

Util: 6%

3 baddies in CO from 4.5+ years ago, 1 late payment 30 days 4 years ago.

Is it worth it to even try and recon? Or just take the INQ ding and move along..?

[Anonymous]

always always recon when you suffered a HP ! 

[Anomalous]

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@Anonymous wrote:

always always recon when you suffered a HP ! 

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+1

Nothing wrong in trying.

[uswala]

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@Anonymous wrote:

always always recon when you suffered a HP ! 

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+1

[Anonymous]

Thanks for the tips. Does anyone know which number I call for Dell backdoor? I couldn't find it int he list of backdoor numbers.

Thank you!

[Anonymous]

Dell financing will probably be high unless there is some Intro APR.

Why not use one of our existing new cards that probably has an INTO APR
pay it off... and then in 6 mo you would be ready to requests a CLI?

[Anonymous]

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@Anonymous wrote:

Dell financing will probably be high unless there is some Intro APR.

Why not use one of our existing new cards that probably has an INTO APR
pay it off... and then in 6 mo you would be ready to requests a CLI?

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That is exactly what I will end up doing. I'm putting it on my 0% intro card..thank you!