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Denied Amex and Discover CLI

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Anonymous
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Denied Amex and Discover CLI

Should I call these guys for recon? Amex since June 30 th Discover 30 days. Discover said unable to increase at this time. Amex 7-10 day! 

 

Any suggestions?

Message 1 of 21
20 REPLIES 20
Anonymous
Not applicable

Re: Denied Amex and Discover CLI

You didnt wait 61 days for the 3X CLI. Thats your issue. Accounts are new. What is your scores and UTI look like. I would NOT recon a CLI request.

Message 2 of 21
Anonymous
Not applicable

Re: Denied Amex and Discover CLI

Amex was 61 day  not discover though

Message 3 of 21
Anonymous
Not applicable

Re: Denied Amex and Discover CLI

What is June 30th? If thats when you opened your AMEX then it is not past 61 days. Unless you meant 2014?
Message 4 of 21
Anonymous
Not applicable

Re: Denied Amex and Discover CLI

June 3 

Message 5 of 21
Anonymous
Not applicable

Re: Denied Amex and Discover CLI

Gotcha. What your scores like? Any babbies? lots of new accts? Maxed out CCs? Late payments? ETC.

 

Give some info so we can assit you

Message 6 of 21
taxi818
Super Contributor

Re: Denied Amex and Discover CLI


@Anonymous wrote:

You didnt wait 61 days for the 3X CLI. Thats your issue. Accounts are new. What is your scores and UTI look like. I would NOT recon a CLI request.


There is no longer a 3x 61 day cli. Op can app for cli as soon as they receive card. If denied. It's just a denial. Then 90 days after that you can try again. If it was June 30th. It will be September 30th before you are eligible again there are no short cuts. Discover is every 90 days. At least from account opening or last approved.  your last approved cli. If denied. You can keep trying. But no one knows when  they will approve. So of us have gotten them . Many of us every 16 days. Buttstbgravytrain lefties tattoo 2 months ago. 

Message 7 of 21
Imperfectfuture
Super Contributor

Re: Denied Amex and Discover CLI


@taxi818 wrote:

@Anonymous wrote:

You didnt wait 61 days for the 3X CLI. Thats your issue. Accounts are new. What is your scores and UTI look like. I would NOT recon a CLI request.


There is no longer a 3x 61 day cli. Op can app for cli as soon as they receive card. If denied. It's just a denial. Then 90 days after that you can try again. If it was June 30th. It will be September 30th before you are eligible again there are no short cuts. Discover is every 90 days. At least from account opening or last approved.  your last approved cli. If denied. You can keep trying. But no one knows when  they will approve. So of us have gotten them . Many of us every 16 days. Buttstbgravytrain lefties tattoo 2 months ago. 


You must mean, but the discover gravy train left about two months ago? Smiley Wink

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Message 8 of 21
Anonymous
Not applicable

Re: Denied Amex and Discover CLI

That's pretty funny auto correct

Message 9 of 21
Anonymous
Not applicable

Re: Denied Amex and Discover CLI

I was denied my first attempt at the Amex 3x CLI as well. I tried at activation and I wish I would have waited until I had more history with them. If you're new to Amex, or were approved with a very low limit, I think it's best to wait 61 days or more before trying that way there is time for them to see your spending and payment patterns. 

Message 10 of 21
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