Denied Credit One CI due to website error

[CreditCuriosity]

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@Harvey26 wrote:

@Anonymous  I mean at this point you have pretty decent credit. I would get rid of all subprime cards. Try for discover chase amex nfcu but dont sweat credit one.

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+1 I would add a card or two as your scores can qualify you for some more prime cards even with the lates.  Most likely would get Discover as mentioned try their Pre-Qual, NFCU you most likely would get as well and they also have a pre-qualify if I am not mistaken.  If you close the credit one card you will keep on earning AAoA for approx 10 years so closing would hurt nothing once approved for a newer/better card, just ensure to pay off the balance prior to closing ideally and having another card or two as well.

[Anonymous]

@CreditCuriosity @Harvey26 

Thank you for your advice. I check pre-qual for Navy Fed and Discover. I'm looking good there. Going to wait till after I get a mortgage to apply. 

[Anonymous]

Just wanted to update this. Today I looked on my account and saw this message. Maybe other people complained too. I'll try for another CI in a month. 

[blindambition]

Looks like Credit One is experiencing system issues... jk Just CO doing CO! I read a CLI denial on 2 cards, then woke to both getting CLI. Not surprised in the least! 🤷‍♂️ 

[OmarGB9]

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@Anonymous wrote:

Just wanted to update this. Today I looked on my account and saw this message. Maybe other people complained too. I'll try for another CI in a month. 

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Thanks for the DP! Seems like their scoring model is named "ScoreX," so definitely proprietary. Glad theyr'e switching to something at least a little more well-known.