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Denied Penfed PCR Recon Possible?

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Fated4Credit
Regular Contributor

Re: @Re: Denied Penfed PCR Recon Possible?


@Loquat wrote:

@Fated4Credit Best of luck to you.  Update if you'd like once you hear back from them. 


Thanks, but I think I'm out of luck with Penfed. I called to check on the status, I almost wish I didn't I was denied for the same reason as the credit card: short account history & lack of installment loan. 😒 which is ironic in itself since I'm trying to get a personal loan to satisify one of they're reasons for denial regarding the credit card. & I'm denied for not having said loan. I mean how mess up is that!? 😡 I'm just at a lost right now & very disappointed in myself that I have 3 HPs for Penfed, & 2 of those for credit card & the loan with nothing to show for it. My last option is a shared loan, but can't muster up the energy to look into that. This is definitely a blow all things considered

Discover: $15,900
Cap One QS: $4811
CFU: $8,000
PPMC: $12,000
US Bank Cash+: $13,000
Penfed Powercash Rewards: $7,500
AAOA: 3.5 yrs
Experian (Fico 8) 756
Transunion (Fico 8) 757
Equifax (Fico 8) 764
Message 31 of 32
newmomnewme
Valued Contributor

Re: @Re: Denied Penfed PCR Recon Possible?

@Fated4Credit Don't let this get you down. Time will heal the INQ wounds and AA wounds. Maybe you will start to see those SP offers after 4-6 months or so. There are other CUs out there if you just need an approval before you take a break. I think you should give PenFed some time and maybe you can get something for those HPs later on down the line. 

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Message 32 of 32
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