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Denied X1- Minimum Score Requirement?

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mrcrisp023
Frequent Contributor

Denied X1- Minimum Score Requirement?

Hi all,

Just curious, I applied for the X1 card last week as a shot in the dark and my denial reason was: Does not meet minimum credit score requirement. This is my first time seeing this. Does anyone know what their requirement is?  I was recommended in the forum to apply due to my income, I knew my scores weren't the greatest. Now I'm just curious to see if/when it's worth my trying again. 

Thanks!

Capital One SavorOne: $3000 / Bank of America Unlimited Cash Rewards Visa Signature: $500 / Mission Lane: $2500 / Merrick: $2000 / CreditOne Amex: $850

Starting 09/2022 MyFico 08: EQ 648 / TU 659 / EX 644
Current MyFico 08: EQ 733 / TU 720 / EX 734

2024 EOY Goal: 750
Message 1 of 3
2 REPLIES 2
Vuby22
Contributor

Re: Denied X1- Minimum Score Requirement?

Funny I thought this card was all about income and not score. BTW I was denied earlier this year because they could not verify income as the only reason and my scores were not that much better than your sig at the time.


Message 2 of 3
increasingmyfico
Regular Contributor

Re: Denied X1- Minimum Score Requirement?


@mrcrisp023 wrote:

Hi all,

Just curious, I applied for the X1 card last week as a shot in the dark and my denial reason was: Does not meet minimum credit score requirement. This is my first time seeing this. Does anyone know what their requirement is?  I was recommended in the forum to apply due to my income, I knew my scores weren't the greatest. Now I'm just curious to see if/when it's worth my trying again. 

Thanks!


    They pull Exp Fico 8. There have been reports that 670 is the minimum score.


Message 3 of 3
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