@Lyythine wrote:
I have a target 1/2 mile down the road so I stop there almost every day for various items. In any case, I figured I might as well save 5% every time so I applied while in line last night. The cashier said I would receive my card in 7-10 days and handed me the printout. I noticed it said "further review," so I called only to find out I was denied for too many inquiries?! Including Target, I have 5 on EQ, no negatives and 800+ ficos. I was livid at the time, but have since calmed down to come and ask - is there anything I can do? The only reason for denial was the inquiries, so I'm wondering if anyone has any advice on how to recon? Thanks!
Now, this is quite shocking to say the least. With the exemplary account collection, scores and everything in your portfolio? Well, I suppose we're dealing with TD Bank anyways. Now, I don't know what would have been worse, say approved for $500 (maybe even higher with your excpetional profile) or being declined altogether. If it were me, I'd prefer being declined 
Sorry to hear about the experience. I'd gladly trade you my Target Visa for one of your beauties, like the JPM Select 
@FinStar wrote:
@Lyythine wrote:
I have a target 1/2 mile down the road so I stop there almost every day for various items. In any case, I figured I might as well save 5% every time so I applied while in line last night. The cashier said I would receive my card in 7-10 days and handed me the printout. I noticed it said "further review," so I called only to find out I was denied for too many inquiries?! Including Target, I have 5 on EQ, no negatives and 800+ ficos. I was livid at the time, but have since calmed down to come and ask - is there anything I can do? The only reason for denial was the inquiries, so I'm wondering if anyone has any advice on how to recon? Thanks!Now, this is quite shocking to say the least. With the exemplary account collection, scores and everything in your portfolio? Well, I suppose we're dealing with TD Bank anyways. Now, I don't know what would have been worse, say approved for $500 (maybe even higher with your excpetional profile) or being declined altogether. If it were me, I'd prefer being declined
Sorry to hear about the experience. I'd gladly trade you my Target Visa for one of your beauties, like the JPM Select
I was actually expecting the $500 limit, so that would not have been that big of a surprise, however, I am now over it - Thanks for the offer though, Fin
@B335is wrote:
God help us all when TD Bank takes over Nordstrom. OP, sorry to hear, that's crazy.
Amen. Depending on how they deal with Nordstrom accounts, there is a very good chance Ill be closing my account.
