Denied for amazon store card

Anonymous · ‎07-20-2015

I think it's a denial. I app'd for walmart yesterday and got a SL of $700. Tried for amazon last night and got "Thank you for applying, you'll receive a decision by mail in 7-10 days."

Is this a denial? Does it matter that I app'd for walmart and amazon on the same day?

taxi818 · ‎07-20-2015

@Anonymous wrote:
I think it's a denial. I app'd for walmart yesterday and got a SL of $700. Tried for amazon last night and got "Thank you for applying, you'll receive a decision by mail in 7-10 days."

Is this a denial? Does it matter that I app'd for walmart and amazon on the same day?

Well after looking at your fico scores in your Sig. i would say it is probably a Denial. 620 is probably about the average approval. Walmart can be much less strict for approvals. So congrats on that. Not in all cases is it a denial. The only way to find out is call them.

Anonymous · ‎07-20-2015

meh maybe a denial. sorry tejas mama. hopefully it isn't but then again they may see you apped from the same bank twice in a day maybe they're just reviewing it. those are typically 3-5 day messages though

elim · ‎07-20-2015

don't forget to garden your first cards for 6 months and just work on CLI's.

if you wait to app you will get higher starting limits and be much better off in a year.

(please note the 1k Chase Amazon in my sig... i should have waited on that one like i did on the rest)

Anonymous · ‎07-20-2015

Taxi, those scores are not up to date. My TU is 631 now.

morgacj2004 · ‎07-20-2015

Probably a denial. When I applied earlier this year I got an instant approval for $1400. I have found when that when it says we will notify you in so many days etc etc that is a denial.

AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550

Anonymous · ‎07-20-2015

just call the backdoor numbers!

Anonymous · ‎07-20-2015

Yeah, I called customer service and it's a denial. Damn. I love amazon, was really hoping I could get the card.

On a brighter note, the customer service rep thanked me for being a valued amazon store card holder. It must be long night for him ;-)

Anonymous · ‎07-20-2015

yeah at least your night isn't going like that... lol

Anonymous · ‎07-20-2015

I agree, get into the 660 range and behave really well with other synchrony accounts. thats how i have gotten bg CLI on existing ones too.

Does anyone have both the chase amazon and the store amazon card? When i applied for the amazon card I was given the chase one, unless i wasnt paying attention. Since then I apped for amazon store and was denied, but have opened 4 synchrony cards in the same time period: BP visa, sams club, ebates, and a chevron visa gas card. (I closed the BP). the amazon denial did not state a low score or my new accounts number as reasons.