Denied for both Sync and Comenity cards

[Anonymous]

What I've found from having them for many years is that they seem to pick certain cards and you will get approval and get higher CL's on them than others.  It definitely is weird but that's what they to for me.  I hardly use JCrew and haven't had it a year yet.  Started out with 750.00 SCL and now it's at 6500 CL.  Can't imagine why?  I've had Victoria's Secret for over 10 years and it's only at 3500.  I have never been able to figure them out.  Same with Synchrony.

[Anonymous]

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@Anonymous wrote:

What I've found from having them for many years is that they seem to pick certain cards and you will get approval and get higher CL's on them than others.  It definitely is weird but that's what they to for me.  I hardly use JCrew and haven't had it a year yet.  Started out with 750.00 SCL and now it's at 6500 CL.  Can't imagine why?  I've had Victoria's Secret for over 10 years and it's only at 3500.  I have never been able to figure them out.  Same with Synchrony.

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Good advice here. Sandibeach, good to see you!

[Anonymous]

7 store cards is quite a few, Especially being newer cards. They probably want to see how you do with those ones first before extending any more credit to you. Your scores are okay although we don't know your FICO scores they aren't amazing.... I would suggest letting those cards grow and letting the banks get to know you before you get more credit. They aren't going to approve you for every single card just because you have others with them. Good luck!

[TRC_WA]

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@grillandwinemaster wrote:

To be quite honest, I think your good. Don't make the same mistake I made and go crazy with store cards. If you garden for 6-12 months, I see the likes of Discover with 4k-5k in your near future. 

Store cards serve a purpose, but there not all there cracked up to be. 

If I could do it all over, I would get only ONE store card. Besides destroying your AAofA, your going to outgrow them soon enough. 

Best "credit wishes" to you.

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Good advice.

Store cards are a sin.... I have 2... Nordstrom and Best Buy... both of which have nice limits and can convert/upgrade to MC/VISA.