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Did I break NFCU?

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toothgrind3r
Established Contributor

Did I break NFCU?

I started my relationship with NFCU with the Cash Rewards on 06/2016...then opened a Flagship on 10/2016.  I then ended up closing the Flagship on 10/2018 and moving the credit limit to the Cash Rewards for a total credit limit of $37k and change.

The other day I go to apply for the More Rewards and am denied, letter states I have reached my limit with NFCU.

 

I read in the NFCU mega thread that they no longer move credit in order to open a card you have been denied.

 

Does that mean no more NFCU cards for me?

I've got some cards. Some are pretty, some are ugly. Some are more useful than others.
Message 1 of 6
5 REPLIES 5
Zander900
Valued Member

Re: Did I break NFCU?

they still move credit limits to open accounts you have to send a message in the app or online portal. 

Message 2 of 6
toothgrind3r
Established Contributor

Re: Did I break NFCU?


@Zander900 wrote:

they still move credit limits to open accounts you have to send a message in the app or online portal. 


Oh okay I'll give that a shot, thank you

I've got some cards. Some are pretty, some are ugly. Some are more useful than others.
Message 3 of 6
AverageJoesCredit
Legendary Contributor

Re: Did I break NFCU?

If you broke NFCU i wouldnt  post anymoreSmiley Wink

Message 4 of 6
Anonymous
Not applicable

Re: Did I break NFCU?

It actually seems to be YMMV with the opening a card by taking limit from an existing one. They shot me down cold when I asked them to do so when they declined my third card app in September, citing the same maximum unsecured limit restriction that my denial said. 

Message 5 of 6
toothgrind3r
Established Contributor

Re: Did I break NFCU?


@Zander900 wrote:

they still move credit limits to open accounts you have to send a message in the app or online portal. 


And, that worked!  Thanks for the info!!!

I've got some cards. Some are pretty, some are ugly. Some are more useful than others.
Message 6 of 6
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