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Did anyone get approved for Citi Double Cash while carrying a balance on another citi card?

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MissCredit9
Frequent Contributor
‎11-15-2014 01:59 PM
‎11-15-2014 01:59 PM

Did anyone get approved for Citi Double Cash while carrying a balance on another citi card?

I am thinking of applying for a Citi Double cash card to use the 0% period to pay for school. I also have the Diamond Prefferred which i am carrying 5k/20k on because it is still under the 0% period until February. It is the only card I am carrying a balance on. Has anyone on here been approved with a decent limit under similar circumstances?

Overall utilization is obviously low but I was curious wether carrying a balance with Citi might somehow affect my internal scoring with them.



AMEX PRG NPSL, FIDELITY REWARDS 50K, CHASE SAPPHIRE RESERVE 27K, AMEX DELTA SKYMIES GOLD 25K, CITI DIAMOND PREFERRED 22K, CHASE FREEDOM 20K, CITI DOUBLE CASH 15.5K, BARCLAYCARD REWARDS MASTERCARD 15K, CHASE MARRIOTT PREMIER 5K, CAPITAL ONE SONY CARD 5.75K, CAPITAL ONE QUICKSILVER 3.5K, AMAZON STORECARD 6K, VICTORIAS SECRET 2650, EXPRESS NEXT 1850,Gardening2/17/17.
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chalupaman
Super Contributor
‎11-15-2014 02:19 PM
‎11-15-2014 02:19 PM

Re: Did anyone get approved for Citi Double Cash while carrying a balance on another citi card?

I never got approved for the Citi DC because of too many inquiries in the last six months but I will say that I had a balance on the card and got a SP CLI with them with no problem at all. I think you'll be fine.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
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MissCredit9
Frequent Contributor
‎11-15-2014 02:48 PM
‎11-15-2014 02:48 PM

Re: Did anyone get approved for Citi Double Cash while carrying a balance on another citi card?

how many inquiries did you have?



AMEX PRG NPSL, FIDELITY REWARDS 50K, CHASE SAPPHIRE RESERVE 27K, AMEX DELTA SKYMIES GOLD 25K, CITI DIAMOND PREFERRED 22K, CHASE FREEDOM 20K, CITI DOUBLE CASH 15.5K, BARCLAYCARD REWARDS MASTERCARD 15K, CHASE MARRIOTT PREMIER 5K, CAPITAL ONE SONY CARD 5.75K, CAPITAL ONE QUICKSILVER 3.5K, AMAZON STORECARD 6K, VICTORIAS SECRET 2650, EXPRESS NEXT 1850,Gardening2/17/17.
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chalupaman
Super Contributor
‎11-15-2014 02:57 PM
‎11-15-2014 02:57 PM

Re: Did anyone get approved for Citi Double Cash while carrying a balance on another citi card?

@MissCredit9 wrote:

how many inquiries did you have?

For the SP CLI, it was EQ. I didn't have many on there at all. I think 3 or 4 total.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
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Anonymous
Not applicable
‎11-15-2014 04:47 PM
‎11-15-2014 04:47 PM

Re: Did anyone get approved for Citi Double Cash while carrying a balance on another citi card?

 
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myhomenow
Valued Member
‎11-15-2014 05:23 PM
‎11-15-2014 05:23 PM

Re: Did anyone get approved for Citi Double Cash while carrying a balance on another citi card?

It's not citi double cash but I was approved for the American Airlines Citicard with an $8.8k limit when i had $4.5K out of $5K on a citi thank you card, so based on that I think you should be fine.

Oct 2013 EQ 547
Oct 2014 EQ 696 TU 716 EX 694
Oct 2015 EQ 701, TU 703, EX 713
BofA Visa $6.4k, Macy's $300, Sears $2,650
Oct 2014 above plus: Citi TY $5K, Wells Fargo MC $3k, Discover $20k, Amex gold NPSL, AA Citi Visa $8.8k, Kohls $2k, Walmart $1,800, TJMaxx $600.
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