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Discover 2nd (second) card app thread

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Established Contributor

Re: Discover 2nd ( second) card app thread

Congrats Adkins!
Me too, HP right away. But no double cash again... Very happy for you that you got it!
It will be interesting to see how they CLI both cards now.



Message 101 of 374
Super Contributor

Re: Discover 2nd ( second) card app thread


@Sabii wrote:
Congrats Adkins!
Me too, HP right away. But no double cash again... Very happy for you that you got it!
It will be interesting to see how they CLI both cards now.

Thanks! Yeah, I'm curious if I'll get better CLI on the second card versus the first. The first CLIs have been pretty good, considering the starting limit on the card. 






Message 102 of 374
Community Leader
Super Contributor

Re: Discover 2nd ( second) card app thread

Way to fiGO! AdkinsSmiley Happy. Wonder who will start the three Disco cards thread lolSmiley Happy
#ChaseCreditCardHobby Enthusiast
2022
!
Message 103 of 374
Super Contributor

Re: Discover 2nd ( second) card app thread


@AverageJoesCredit wrote:
Way to fiGO! AdkinsSmiley Happy. Wonder who will start the three Disco cards thread lolSmiley Happy

Thanks! Uh, I thought you could only have two cards??






Message 104 of 374
Valued Contributor

Re: Discover 2nd ( second) card app thread


@Adkins wrote:

1st Discover It card opened :

June 2017 HP TU Fico 623 - $200 secured card

CLI to $500 upon graduation after 8th statement cut

CLI to $1200 three months later; current limit

(Two collection accounts still showing at application time, both since removed.)

 

 

2nd Discover It card opened:


June 2018 HP EX Fico 701 SL - $2500

0% 14 month BT offer w/3% fee

Double cashback promo offered again

Only baddies 2-90 lates on student loans in August 2015

 - Vehicle refinance & personal loan 5 months old. 

 

Yeah, I decided not to wait. 😛


🎉Congrats Adkins!! 🎉


Message 105 of 374
Community Leader
Super Contributor

Re: Discover 2nd ( second) card app thread

Lol, always a first somewhereSmiley Wink
#ChaseCreditCardHobby Enthusiast
2022
!
Message 106 of 374
Super Contributor

Re: Discover 2nd ( second) card app thread


@shoegal wrote:

@Adkins wrote:

1st Discover It card opened :

June 2017 HP TU Fico 623 - $200 secured card

CLI to $500 upon graduation after 8th statement cut

CLI to $1200 three months later; current limit

(Two collection accounts still showing at application time, both since removed.)

 

 

2nd Discover It card opened:


June 2018 HP EX Fico 701 SL - $2500

0% 14 month BT offer w/3% fee

Double cashback promo offered again

Only baddies 2-90 lates on student loans in August 2015

 - Vehicle refinance & personal loan 5 months old. 

 

Yeah, I decided not to wait. 😛


🎉Congrats Adkins!! 🎉


Thanks!! 






Message 107 of 374
New Contributor

Re: Discover 2nd ( second) card app thread

I have a Discover IT that I opened on Sep. 27, 2017. I'm thinking of getting a Miles in Oct. Are there any DP's on waiting longer to open the second card? I'm really trying to maximize my SL.

Message 108 of 374
Super Contributor

Re: Discover 2nd ( second) card app thread


@avburns1 wrote:

I have a Discover IT that I opened on Sep. 27, 2017. I'm thinking of getting a Miles in Oct. Are there any DP's on waiting longer to open the second card? I'm really trying to maximize my SL.


You usually have to wait a year to apply for a second card. Generally if you apply too soon, its an automatic denial (but no HP). I couldn't get any pre-qualified cards to show up two weeks ago, but I had several a few days ago. It's been about a year since I opened my first card. 






Message 109 of 374
Established Contributor

Re: Discover 2nd ( second) card app thread

I logged in today and I have cash back match on my new card! I would have never known if not for this forum. Thank you!! 🤑



Message 110 of 374
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