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@baller4life wrote:So weird pipeguy that you are only getting $500 increases with your score. They are the strangest lender there is.
Heh, only reason I keep trying is I'm hoping for the "big one" but frankly it doesn't matter since I'll never use $15k let alone $25k ![]()
@gsully00 wrote:Where can you find out the day you received the increase?
You can log in and Chat live and ask what date was your last CLI.
Then use this Time and Date calculator to determine the date 91 days out.
My friend just applied for her first CLI. She logged onto Credit Karma and determined the Opened date, then used the Time and Date calculator to find the date exactly 91 days into the future. On that day, she checked Credit Karma. TU = 702, EQ = 703, requested a CLI and was immediately increased to 3000 from 1000. Also, it should be noted that her current balance at the time was 950. I was worried but the high current utilization didn't seem to matter much.
Repeat every 91 days and you should be golden ![]()

@baller4life wrote:
@glamchick wrote:OK Thanks!
What type of score are they looking for? Is a 700 good for a CLI?
Also, this time it asked for me my assets. I've never seen this question before. Has anyone else been asked this question?
No I have never seen the assets question. That may be something new.
I change my theory about score now after reading pipeguy is 800's and gets $500 clis . When I have seen others with much lower scores get $6k, $7k increases. I seriously think they use a dartboard for cli requests. Geesh!
B4L, You mean something like this maybe? ![]()
Awesome!!! That's EXACTLY what I mean! 😂😂
@KSK1912 wrote:
@baller4life wrote:
@glamchick wrote:OK Thanks!
What type of score are they looking for? Is a 700 good for a CLI?
Also, this time it asked for me my assets. I've never seen this question before. Has anyone else been asked this question?
No I have never seen the assets question. That may be something new.
I change my theory about score now after reading pipeguy is 800's and gets $500 clis . When I have seen others with much lower scores get $6k, $7k increases. I seriously think they use a dartboard for cli requests. Geesh!
B4L, You mean something like this maybe?
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I think DH & I are 91 days too. We'll know next month. Wish us luck!
Nope I didnt get it at 91 days either
Got the same message again.
At this time, we cannot increase your credit line.
However, you can make another request at a future time. You will receive a letter in 3-5 business days that will detail the reasons for this decision.
So maybe I am every 6 months?
Or does it matter what time of day it is?
My fico score is 708
@glamchick wrote:Nope I didnt get it at 91 days either
Got the same message again.
At this time, we cannot increase your credit line.
However, you can make another request at a future time. You will receive a letter in 3-5 business days that will detail the reasons for this decision.
So maybe I am every 6 months?
Or does it matter what time of day it is?
My fico score is 708
Don't look for a rhyme or reason with them. I've had intervals as short as 20 days, and sometimes had to wait 91 days. It's a weird company. But on the plus side, the CLI requests are soft pull, and the CLI's are granted at shorter intervals than most lenders.





























@glamchick wrote:Nope I didnt get it at 91 days either
Got the same message again.
At this time, we cannot increase your credit line.
However, you can make another request at a future time. You will receive a letter in 3-5 business days that will detail the reasons for this decision.
So maybe I am every 6 months?
Or does it matter what time of day it is?
My fico score is 708
I would personally keep trying. It's a SP so realistically you could request daily if you wanted. I recently just started getting increases (generally $500 at a time) and it seems like every 45 days or so for me (my limit was super low and still is to be honest). Discover is a weird beast, there are many people with much lower credit scores than me with super high limits. I don't truly understand it.
Well i logged onto chat today and confirmed my last CLI date and I was wrong by 1 day. I applied through the website again and got my cli of $500!!! Im so happy!!! Thanks everyone!